X-ray hand 2 views (both sides) at WellSpan Waynesboro Hospital

501 E. Main St., Waynesboro, PA · Wellspan · · NPI 1821091059

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$280.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$350.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$18.19 with UPMC_Medicare vs $602.31 with United_Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicare UPMC_for_Life_Complete_Care $18.19 ↓ -94%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $18.19 ↓ -94%
UPMC_Medicaid All_Plans $18.27 ↓ -93%
Highmark_Wholecare_Gateway_Medicaid All_Plans $21.65 ↓ -92%
PA_Health_&_Wellness_Medicaid All_Plans $21.65 ↓ -92%
Geisinger_Medicaid All_Plans $21.65 ↓ -92%
Amerihealth_Caritas_Medicaid All_Plans $24.59 ↓ -91%
Blue_Cross Capital_Cares_4_kids $106.78 ↓ -62%
WellSpan_Capital_Blue_Cross All_Plans $112.00 ↓ -60%
PA_Health_&_Wellness_Medicare All_Plans $113.17 ↓ -60%
Blue_Cross_BlueJourney_Medicare All_Plans $113.38 ↓ -60%
Highmark All_Other_Plans $113.38 ↓ -60%
Jefferson_Health_Medicare_Advantage All_Plans $113.38 ↓ -60%
United_Medicaid Community_Plan_For_Kids $113.38 ↓ -60%
Highmark_Medicare All_Plans $114.51 ↓ -59%
Aetna_Medicare All_Plans $116.78 ↓ -58%
Aetna_Advantra_Medicare All_Plans $116.78 ↓ -58%
Devoted_Medicare All_Plans $119.05 ↓ -57%
United_Medicare ISNP_DSNP_Plans $119.05 ↓ -57%
Highmark_Wholecare_Gateway_Medicare All_Plans $119.56 ↓ -57%
Amerihealth_Medicare All_Plans $119.62 ↓ -57%
Geisinger_Gold_Medicare All_Plans $141.73 ↓ -49%
Blue_Cross All_Other_Plans $152.55 ↓ -46%
Highmark Higmark_Healthy_Kids $173.47 ↓ -38%
Health_Partners_Medicaid Kidz_Partners $187.08 ↓ -33%
UPMC UPMC_For_Kids $210.00 ↓ -25%
Health_Partners_Medicaid All_Other_Plans $216.71 ↓ -23%
Aetna All_Plans $235.20 ↓ -16%
Cigna All_Plans $256.52 ↓ -8%
Geisinger All_Plans $259.00 ↓ -8%
Cigna PPO_Plan $269.33 ↓ -4%
First_Health_Network All_Plans $332.50 ↑ +19%
Highmark My_Direct_Blue $382.45 ↑ +37%
Highmark Shared_Cost_Blue_PPO $382.45 ↑ +37%
Aetna_Better_Health_Kids All_Plans $385.49 ↑ +38%
Highmark Choice_Blue_PPO $435.15 ↑ +55%
Highmark Performance_Blue $435.15 ↑ +55%
Highmark Blue_Cross_High_Performance_Network $435.15 ↑ +55%
United_Healthcare All_Plans $602.31 ↑ +115%

Visitor-reported prices

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X-ray hand 2 views (both sides) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $172.80 $31.32 – $230.40
UPMC Bedford Everett $100.20 $29.91 – $150.30
UPMC Carlisle Carlisle $262.80 $13.10 – $589.04
UPMC Cole Coudersport $125.40 $28.91 – $167.20
UPMC Community Osteopathic Harrisburg $262.80 $13.10 – $372.30
UPMC East Monroeville $436.20 $29.50 – $581.60
UPMC Hamot Erie $192.60 $19.42 – $166.40
UPMC Northwest Seneca $99.00 $29.77 – $109.49

All Pennsylvania hospitals for this procedure →