Surgical pathology level 3 gross & microscopic examination at WellSpan Waynesboro Hospital

501 E. Main St., Waynesboro, PA · Wellspan · · NPI 1821091059

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$252.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$316.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.53 with Health_Partners_Medicaid vs $302.27 with Blue_Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health_Partners_Medicaid All_Other_Plans $6.53 ↓ -97%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $17.36 ↓ -93%
UPMC_Medicare UPMC_for_Life_Complete_Care $17.36 ↓ -93%
UPMC_Medicaid All_Plans $17.44 ↓ -93%
Geisinger_Medicaid All_Plans $20.66 ↓ -92%
PA_Health_&_Wellness_Medicaid All_Plans $20.66 ↓ -92%
Highmark_Wholecare_Gateway_Medicaid All_Plans $20.66 ↓ -92%
Amerihealth_Caritas_Medicaid All_Plans $23.47 ↓ -91%
PA_Health_&_Wellness_Medicare All_Plans $56.86 ↓ -78%
United_Medicaid Community_Plan_For_Kids $56.97 ↓ -77%
Jefferson_Health_Medicare_Advantage All_Plans $56.97 ↓ -77%
Blue_Cross_BlueJourney_Medicare All_Plans $56.97 ↓ -77%
Highmark All_Other_Plans $56.97 ↓ -77%
Highmark_Medicare All_Plans $57.54 ↓ -77%
Aetna_Medicare All_Plans $58.68 ↓ -77%
Aetna_Advantra_Medicare All_Plans $58.68 ↓ -77%
Devoted_Medicare All_Plans $59.82 ↓ -76%
United_Medicare ISNP_DSNP_Plans $59.82 ↓ -76%
Highmark_Wholecare_Gateway_Medicare All_Plans $60.07 ↓ -76%
Amerihealth_Medicare All_Plans $60.10 ↓ -76%
Geisinger_Gold_Medicare All_Plans $71.21 ↓ -72%
Highmark Higmark_Healthy_Kids $87.16 ↓ -66%
Health_Partners_Medicaid Kidz_Partners $94.00 ↓ -63%
United_Healthcare All_Plans $154.89 ↓ -39%
Aetna All_Plans $167.80 ↓ -34%
UPMC UPMC_For_Kids $189.60 ↓ -25%
Highmark My_Direct_Blue $192.17 ↓ -24%
Highmark Shared_Cost_Blue_PPO $192.17 ↓ -24%
Aetna_Better_Health_Kids All_Plans $193.70 ↓ -23%
Blue_Cross Capital_Cares_4_kids $211.58 ↓ -16%
Highmark Choice_Blue_PPO $218.65 ↓ -14%
Highmark Performance_Blue $218.65 ↓ -14%
Highmark Blue_Cross_High_Performance_Network $218.65 ↓ -14%
Cigna All_Plans $231.60 ↓ -8%
Geisinger All_Plans $233.84 ↓ -8%
Cigna PPO_Plan $243.16 ↓ -4%
WellSpan_Capital_Blue_Cross All_Plans $284.40 ↑ +13%
First_Health_Network All_Plans $300.20 ↑ +19%
Blue_Cross All_Other_Plans $302.27 ↑ +20%

Visitor-reported prices

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Surgical pathology level 3 gross & microscopic examination at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $148.80 $6.50 – $198.40
UPMC Bedford Everett $80.40 $13.60 – $120.60
UPMC Carlisle Carlisle $116.40 $8.52 – $164.90
UPMC Cole Coudersport $132.60 $17.36 – $176.80
UPMC Community Osteopathic Harrisburg $116.40 $8.52 – $164.90
UPMC East Monroeville $156.00 $13.42 – $208.00
UPMC Hamot Erie $211.80 $16.53 – $94.75
UPMC Northwest Seneca $74.40 $13.54 – $85.16

All Pennsylvania hospitals for this procedure →