St treatment speech individual at WellSpan Waynesboro Hospital

501 E. Main St., Waynesboro, PA · Wellspan · · NPI 1821091059

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$304.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$381.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.89 with UPMC_Medicaid vs $461.00 with Blue_Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicaid All_Plans $22.89 ↓ -92%
PA_Health_&_Wellness_Medicaid All_Plans $27.13 ↓ -91%
Geisinger_Medicaid All_Plans $27.13 ↓ -91%
Highmark_Wholecare_Gateway_Medicaid All_Plans $27.13 ↓ -91%
Amerihealth_Caritas_Medicaid All_Plans $30.81 ↓ -90%
Health_Partners_Medicaid All_Other_Plans $50.00 ↓ -84%
UPMC UPMC_For_Kids $228.60 ↓ -25%
Aetna All_Plans $256.03 ↓ -16%
Cigna All_Plans $279.23 ↓ -8%
Geisinger All_Plans $281.94 ↓ -8%
Cigna PPO_Plan $293.18 ↓ -4%
Blue_Cross Capital_Cares_4_kids $322.70 ↑ +6%
WellSpan_Capital_Blue_Cross All_Plans $342.90 ↑ +13%
First_Health_Network All_Plans $361.95 ↑ +19%
United_Healthcare All_Plans $363.47 ↑ +19%
Blue_Cross All_Other_Plans $461.00 ↑ +51%

Visitor-reported prices

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St treatment speech individual at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $199.80 $21.70 – $266.40
UPMC Bedford Everett $536.40 $22.79 – $804.60
UPMC Carlisle Carlisle $459.00 $27.56 – $591.00
UPMC Cole Coudersport $180.60 $22.79 – $240.80
UPMC Community Osteopathic Harrisburg $459.00 $27.56 – $276.25
UPMC East Monroeville $225.00 $23.87 – $300.00
UPMC Hamot Erie $180.00 $23.87 – $180.09
UPMC Northwest Seneca $173.40 $23.87 – $165.71

All Pennsylvania hospitals for this procedure →