Ortho hnd/fngr w/jnt cstm w/fit&adj at WellSpan Waynesboro Hospital

501 E. Main St., Waynesboro, PA · Wellspan · · NPI 1821091059

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$283.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$354.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.00 with Health_Partners_Medicaid vs $1,482.48 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health_Partners_Medicaid All_Other_Plans $90.00 ↓ -68%
UPMC UPMC_For_Kids $212.40 ↓ -25%
Aetna All_Plans $237.89 ↓ -16%
Cigna All_Plans $259.45 ↓ -8%
Geisinger All_Plans $261.96 ↓ -8%
Cigna PPO_Plan $272.40 ↓ -4%
Highmark_Wholecare_Gateway_Medicaid All_Plans $294.16 ↑ +4%
WellSpan_Capital_Blue_Cross All_Plans $318.60 ↑ +13%
First_Health_Network All_Plans $336.30 ↑ +19%
United_Healthcare All_Plans $337.72 ↑ +19%
Blue_Cross_BlueJourney_Medicare All_Plans $343.78 ↑ +21%
Highmark_Medicare All_Plans $347.22 ↑ +23%
Aetna_Medicare All_Plans $354.09 ↑ +25%
Aetna_Advantra_Medicare All_Plans $354.09 ↑ +25%
Devoted_Medicare All_Plans $360.97 ↑ +27%
United_Medicare ISNP_DSNP_Plans $360.97 ↑ +27%
Highmark_Wholecare_Gateway_Medicare All_Plans $362.52 ↑ +28%
Amerihealth_Medicare All_Plans $362.69 ↑ +28%
PA_Health_&_Wellness_Medicare All_Plans $371.28 ↑ +31%
Jefferson_Health_Medicare_Advantage All_Plans $371.28 ↑ +31%
Geisinger_Gold_Medicare All_Plans $429.73 ↑ +52%
Highmark Higmark_Healthy_Kids $525.98 ↑ +86%
Health_Partners_Medicaid Kidz_Partners $567.24 ↑ +100%
United_Medicaid Community_Plan_For_Kids $601.62 ↑ +112%
Highmark Shared_Cost_Blue_PPO $1,159.64 ↑ +309%
Highmark My_Direct_Blue $1,159.64 ↑ +309%
Aetna_Better_Health_Kids All_Plans $1,168.85 ↑ +313%
Highmark Choice_Blue_PPO $1,319.43 ↑ +366%
Highmark Performance_Blue $1,319.43 ↑ +366%
Highmark Blue_Cross_High_Performance_Network $1,319.43 ↑ +366%
Highmark All_Other_Plans $1,482.48 ↑ +423%

Visitor-reported prices

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Ortho hnd/fngr w/jnt cstm w/fit&adj at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Cole Coudersport $191.40 $60.61 – $255.20
WellSpan Chambersburg Hospital Chambersburg $283.20 $254.88 – $1,529.24
WellSpan Good Samaritan Hospital Lebanon $283.20 $294.16 – $601.62

All Pennsylvania hospitals for this procedure →