Mayo factor v at WellSpan Waynesboro Hospital

501 E. Main St., Waynesboro, PA · Wellspan · · NPI 1821091059

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$120.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$151.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.25 with UPMC_Medicare vs $166.37 with Blue_Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $5.25 ↓ -96%
UPMC_Medicare UPMC_for_Life_Complete_Care $5.25 ↓ -96%
UPMC_Medicaid All_Plans $5.28 ↓ -96%
Geisinger_Medicaid All_Plans $6.25 ↓ -95%
Highmark_Wholecare_Gateway_Medicaid All_Plans $6.25 ↓ -95%
PA_Health_&_Wellness_Medicaid All_Plans $6.25 ↓ -95%
Amerihealth_Caritas_Medicaid All_Plans $7.10 ↓ -94%
Health_Partners_Medicaid All_Other_Plans $16.25 ↓ -87%
Blue_Cross_BlueJourney_Medicare All_Plans $17.65 ↓ -85%
Highmark_Medicare All_Plans $17.83 ↓ -85%
Aetna_Advantra_Medicare All_Plans $18.18 ↓ -85%
Aetna_Medicare All_Plans $18.18 ↓ -85%
Devoted_Medicare All_Plans $18.53 ↓ -85%
United_Medicare ISNP_DSNP_Plans $18.53 ↓ -85%
Highmark_Wholecare_Gateway_Medicare All_Plans $18.61 ↓ -85%
Amerihealth_Medicare All_Plans $18.62 ↓ -85%
PA_Health_&_Wellness_Medicare All_Plans $19.06 ↓ -84%
Jefferson_Health_Medicare_Advantage All_Plans $19.06 ↓ -84%
Geisinger_Gold_Medicare All_Plans $22.06 ↓ -82%
Highmark Higmark_Healthy_Kids $27.00 ↓ -78%
Health_Partners_Medicaid Kidz_Partners $29.12 ↓ -76%
United_Medicaid Community_Plan_For_Kids $30.89 ↓ -74%
United_Healthcare All_Plans $52.95 ↓ -56%
Highmark Shared_Cost_Blue_PPO $59.54 ↓ -51%
Highmark My_Direct_Blue $59.54 ↓ -51%
Aetna_Better_Health_Kids All_Plans $60.01 ↓ -50%
Highmark Blue_Cross_High_Performance_Network $67.74 ↓ -44%
Highmark Choice_Blue_PPO $67.74 ↓ -44%
Highmark Performance_Blue $67.74 ↓ -44%
Aetna All_Plans $72.89 ↓ -40%
Highmark All_Other_Plans $76.11 ↓ -37%
UPMC UPMC_For_Kids $90.60 ↓ -25%
Cigna All_Plans $110.67 ↓ -8%
Geisinger All_Plans $111.74 ↓ -8%
Cigna PPO_Plan $116.19 ↓ -4%
Blue_Cross Capital_Cares_4_kids $116.46 ↓ -4%
WellSpan_Capital_Blue_Cross All_Plans $135.90 ↑ +13%
First_Health_Network All_Plans $143.45 ↑ +19%
Blue_Cross All_Other_Plans $166.37 ↑ +38%

Visitor-reported prices

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Mayo factor v at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $90.60 $5.00 – $128.35
UPMC Community Osteopathic Harrisburg $90.60 $5.00 – $128.35
UPMC East Monroeville $299.40 $5.00 – $399.20
UPMC Hamot Erie $214.20 $5.00 – $38.66
UPMC Hanover Hanover $90.60 $5.00 – $28.24
UPMC Jameson New Castle $168.00 $5.50 – $39.35
UPMC Lititz Lititz $90.60 $5.00 – $28.24
UPMC Magee Pittsburgh $141.00 $5.50 – $39.03

All Pennsylvania hospitals for this procedure →