Knee MRI (with and without contrast) at WellSpan Waynesboro Hospital

501 E. Main St., Waynesboro, PA · Wellspan · · NPI 1821091059

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$712.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,764.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$351.61 with Health_Partners_Medicaid vs $4,467.70 with Blue_Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health_Partners_Medicaid All_Other_Plans $351.61 ↓ -51%
PA_Health_&_Wellness_Medicare All_Plans $380.06 ↓ -47%
Jefferson_Health_Medicare_Advantage All_Plans $380.76 ↓ -47%
United_Medicaid Community_Plan_For_Kids $380.76 ↓ -47%
Blue_Cross_BlueJourney_Medicare All_Plans $380.76 ↓ -47%
Highmark All_Other_Plans $380.76 ↓ -47%
Highmark_Medicare All_Plans $384.57 ↓ -46%
Aetna_Advantra_Medicare All_Plans $392.18 ↓ -45%
Aetna_Medicare All_Plans $392.18 ↓ -45%
Devoted_Medicare All_Plans $399.80 ↓ -44%
United_Medicare ISNP_DSNP_Plans $399.80 ↓ -44%
Highmark_Wholecare_Gateway_Medicare All_Plans $401.51 ↓ -44%
Amerihealth_Medicare All_Plans $401.70 ↓ -44%
Geisinger_Gold_Medicare All_Plans $475.95 ↓ -33%
Highmark Higmark_Healthy_Kids $582.56 ↓ -18%
UPMC_Medicare UPMC_for_Life_Complete_Care $600.83 ↓ -16%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $600.83 ↓ -16%
UPMC_Medicaid All_Plans $603.69 ↓ -15%
Health_Partners_Medicaid Kidz_Partners $628.25 ↓ -12%
Geisinger_Medicaid All_Plans $715.28 ↑ +0%
PA_Health_&_Wellness_Medicaid All_Plans $715.28 ↑ +0%
Highmark_Wholecare_Gateway_Medicaid All_Plans $715.28 ↑ +0%
WellSpan_Capital_Blue_Cross All_Plans $730.00 ↑ +2%
Amerihealth_Caritas_Medicaid All_Plans $812.55 ↑ +14%
Highmark My_Direct_Blue $1,284.38 ↑ +80%
Highmark Shared_Cost_Blue_PPO $1,284.38 ↑ +80%
Aetna_Better_Health_Kids All_Plans $1,294.58 ↑ +82%
Highmark Blue_Cross_High_Performance_Network $1,461.36 ↑ +105%
Highmark Performance_Blue $1,461.36 ↑ +105%
Highmark Choice_Blue_PPO $1,461.36 ↑ +105%
United_Healthcare All_Plans $2,106.92 ↑ +196%
UPMC UPMC_For_Kids $2,258.40 ↑ +217%
Cigna All_Plans $2,422.89 ↑ +240%
Aetna All_Plans $2,529.41 ↑ +255%
Cigna PPO_Plan $2,544.09 ↑ +257%
Geisinger All_Plans $2,785.36 ↑ +291%
Blue_Cross Capital_Cares_4_kids $3,127.38 ↑ +339%
First_Health_Network All_Plans $3,575.80 ↑ +402%
Blue_Cross All_Other_Plans $4,467.70 ↑ +527%

Visitor-reported prices

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Knee MRI (with and without contrast) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $2,604.00 $425.00 – $3,472.00
UPMC Bedford Everett $2,563.20 $122.85 – $3,844.80
UPMC Carlisle Carlisle $2,713.80 $618.88 – $3,844.55
UPMC Cole Coudersport $1,857.00 $468.12 – $2,476.00
UPMC Community Osteopathic Harrisburg $2,713.80 $618.88 – $4,391.77
UPMC East Monroeville $6,218.40 $341.40 – $8,291.20
UPMC Hamot Erie $2,415.00 $264.38 – $1,992.24
UPMC Northwest Seneca $3,815.40 $308.78 – $1,992.24

All Pennsylvania hospitals for this procedure →