healthcosts.net

Unlisted px leg/ankle at UPMC Somerset

225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.40 with Highmark BCBS of PA vs $429.32 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Medicare Advantage $18.40
UPMC Health Plan Commercial $39.85
UPMC Health Plan CHIP $66.53
United Healthcare Community Plan for Families PA Medicaid $145.22
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage $226.41
AmeriHealth Caritas Medicare $228.70
UPMC Health Plan Managed Medicare $228.70
United Healthcare Medicare $228.70
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $233.27
Highmark Wholecare (prev Gateway) Medicare $246.97
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $339.18
Highmark BCBS of PA Commercial - Indemnity/Managed Care $429.32
US Family Health Plan Tricare Prime not published by hospital
UPMC Work Partners Workers Comp not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Unlisted px leg/ankle at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $348.60 $18.59 – $522.90
UPMC Northwest Seneca $118.20 $47.94 – $247.00
UPMC Williamsport Williamsport $114.60 $76.00 – $246.97
UPMC Presbyterian Pittsburgh not published $18.77 – $251.57

All Pennsylvania hospitals for this procedure →