healthcosts.net
Rsv assay w/optic at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$73.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$123.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.94 with UPMC Work Partners vs $257.04 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Work Partners | Workers Comp | $12.94 | ↓ -82% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage | $12.97 | ↓ -82% |
| AmeriHealth Caritas | Medicare | $13.10 | ↓ -82% |
| UPMC Health Plan | Managed Medicare | $13.10 | ↓ -82% |
| United Healthcare | Medicare | $13.10 | ↓ -82% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $13.36 | ↓ -82% |
| UPMC Health Plan | Managed Medicaid | $13.54 | ↓ -82% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $14.13 | ↓ -81% |
| Highmark Wholecare (prev Gateway) | Medicare | $14.15 | ↓ -81% |
| United Healthcare Community Plan for Families | PA Medicaid | $14.16 | ↓ -81% |
| Highmark Wholecare (prev Gateway) | Medicaid | $15.79 | ↓ -79% |
| Geisinger | Medicaid | $17.11 | ↓ -77% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $19.43 | ↓ -74% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $24.59 | ↓ -67% |
| Highmark BCBS of PA | Medicare Advantage | $29.26 | ↓ -60% |
| United Healthcare | Commercial | $42.93 | ↓ -42% |
| Geisinger | Commercial | $48.44 | ↓ -34% |
| Aetna of PA | TPA/Carrier | $49.20 | ↓ -33% |
| Multiplan | PPO (Includes PHCS as a Payer) | $61.50 | ↓ -17% |
| Galaxy Health Plan | Commercial | $79.95 | ↑ +8% |
| Humana | Commercial | $92.25 | ↑ +25% |
| UPMC Health Plan | Commercial | $177.31 | ↑ +140% |
| UPMC Health Plan | CHIP | $257.04 | ↑ +248% |
Visitor-reported prices
Comments
Rsv assay w/optic at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Wellsboro | Wellsboro | $13.60 | $3.06 – $18.56 |
| UPMC Williamsport | Williamsport | $10.80 | $5.51 – $15.76 |