healthcosts.net

Perc rf ablate renal tumor at UPMC Somerset

225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$17,216.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$28,694.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$892.40 with United Healthcare Community Plan for Families vs $21,520.50 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $892.40 ↓ -95%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage $5,506.74 ↓ -68%
AmeriHealth Caritas Medicare $5,562.36 ↓ -68%
UPMC Health Plan Managed Medicare $5,562.36 ↓ -68%
United Healthcare Medicare $5,562.36 ↓ -68%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $5,673.61 ↓ -67%
Highmark Wholecare (prev Gateway) Medicare $6,006.79 ↓ -65%
UPMC Health Plan Commercial $7,084.10 ↓ -59%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $8,249.54 ↓ -52%
UPMC Work Partners Workers Comp $9,024.47 ↓ -48%
Highmark BCBS of PA Medicare Advantage $9,894.91 ↓ -43%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $10,441.66 ↓ -39%
Geisinger Commercial $11,299.70 ↓ -34%
Aetna of PA TPA/Carrier $11,477.60 ↓ -33%
UPMC Health Plan CHIP $11,827.26 ↓ -31%
United Healthcare Commercial $12,367.11 ↓ -28%
Multiplan PPO (Includes PHCS as a Payer) $14,347.00 ↓ -17%
Geisinger Medicaid $15,781.70 ↓ -8%
Galaxy Health Plan Commercial $18,651.10 ↑ +8%
Humana Commercial $21,520.50 ↑ +25%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Perc rf ablate renal tumor at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Presbyterian Pittsburgh $64,217.40 $931.20 – $90,974.65
UPMC Williamsport Williamsport $64,293.00 $993.28 – $85,724.00

All Pennsylvania hospitals for this procedure →