healthcosts.net

Nuclear Stress Test (Heart) at UPMC Somerset

225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$4,242.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,071.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$238.25 with Geisinger vs $2,469.32 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Geisinger Commercial $238.25 ↓ -94%
Aetna of PA TPA/Carrier $242.00 ↓ -94%
United Healthcare Commercial $260.75 ↓ -94%
Multiplan PPO (Includes PHCS as a Payer) $302.50 ↓ -93%
United Healthcare Community Plan for Families PA Medicaid $320.09 ↓ -92%
UPMC Health Plan Managed Medicaid $374.88 ↓ -91%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $391.24 ↓ -91%
Galaxy Health Plan Commercial $393.25 ↓ -91%
Highmark Wholecare (prev Gateway) Medicaid $437.25 ↓ -90%
Humana Commercial $453.75 ↓ -89%
Geisinger Medicaid $473.68 ↓ -89%
Highmark BCBS of PA Medicare Advantage $511.70 ↓ -88%
UPMC Work Partners Workers Comp $551.13 ↓ -87%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage $1,232.17 ↓ -71%
AmeriHealth Caritas Medicare $1,244.62 ↓ -71%
UPMC Health Plan Managed Medicare $1,244.62 ↓ -71%
United Healthcare Medicare $1,244.62 ↓ -71%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $1,269.51 ↓ -70%
Highmark Wholecare (prev Gateway) Medicare $1,344.07 ↓ -68%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $1,845.90 ↓ -56%
UPMC Health Plan Commercial $1,857.33 ↓ -56%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $2,336.40 ↓ -45%
UPMC Health Plan CHIP $2,469.32 ↓ -42%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Nuclear Stress Test (Heart) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC East Monroeville $4,751.40 $374.88 – $6,335.20
UPMC Passavant-McCandless Pittsburgh $5,215.80 $374.88 – $7,389.05
UPMC Hamot Erie $5,989.20 $374.88 – $6,987.40
UPMC Carlisle Carlisle $4,242.60 $364.63 – $6,010.35
UPMC Altoona Altoona $2,538.00 $278.34 – $3,384.00
UPMC Bedford Everett $4,323.60 $357.84 – $6,485.40
UPMC Cole Coudersport $1,858.20 $357.84 – $2,477.60
UPMC Community Osteopathic Harrisburg $4,242.60 $121.00 – $2,469.32

All Pennsylvania hospitals for this procedure →