healthcosts.net
M/phmtrc alys ishquant/semiq at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$337.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$562.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$92.24 with Highmark BCBS of PA vs $656.49 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Medicare Advantage | $92.24 | ↓ -73% |
| United Healthcare Community Plan for Families | PA Medicaid | $126.83 | ↓ -62% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage | $161.74 | ↓ -52% |
| AmeriHealth Caritas | Medicare | $163.37 | ↓ -52% |
| UPMC Health Plan | Managed Medicare | $163.37 | ↓ -52% |
| United Healthcare | Medicare | $163.37 | ↓ -52% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $166.64 | ↓ -51% |
| Highmark Wholecare (prev Gateway) | Medicare | $176.42 | ↓ -48% |
| UPMC Health Plan | Managed Medicaid | $177.96 | ↓ -47% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $185.72 | ↓ -45% |
| United Healthcare | Commercial | $196.14 | ↓ -42% |
| Highmark Wholecare (prev Gateway) | Medicaid | $207.56 | ↓ -38% |
| Geisinger | Commercial | $221.32 | ↓ -34% |
| Aetna of PA | TPA/Carrier | $224.80 | ↓ -33% |
| Geisinger | Medicaid | $224.86 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $242.29 | ↓ -28% |
| UPMC Work Partners | Workers Comp | $279.34 | ↓ -17% |
| Multiplan | PPO (Includes PHCS as a Payer) | $281.00 | ↓ -17% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $306.68 | ↓ -9% |
| Galaxy Health Plan | Commercial | $365.30 | ↑ +8% |
| Humana | Commercial | $421.50 | ↑ +25% |
| UPMC Health Plan | Commercial | $452.85 | ↑ +34% |
| UPMC Health Plan | CHIP | $656.49 | ↑ +95% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
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M/phmtrc alys ishquant/semiq at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $507.60 | $93.18 – $761.40 |
| UPMC Muncy | Muncy | $404.40 | $101.10 – $539.20 |
| UPMC Northwest | Seneca | $646.80 | $148.16 – $916.30 |
| UPMC Passavant-McCandless | Pittsburgh | $559.80 | $94.07 – $391.85 |
| UPMC Presbyterian | Pittsburgh | $591.00 | $94.07 – $837.25 |
| UPMC Wellsboro | Wellsboro | $488.80 | $109.98 – $549.90 |
| UPMC Williamsport | Williamsport | $404.40 | $141.17 – $539.20 |