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Lower Back (Lumbar Spine) CT scan (with contrast) at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$1,424.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,374.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$108.10 with United Healthcare Community Plan for Families vs $1,780.50 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $108.10 | ↓ -92% |
| UPMC Health Plan | Managed Medicaid | $165.60 | ↓ -88% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $172.83 | ↓ -88% |
| Highmark Wholecare (prev Gateway) | Medicaid | $193.16 | ↓ -86% |
| Geisinger | Medicaid | $209.25 | ↓ -85% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage | $337.08 | ↓ -76% |
| AmeriHealth Caritas | Medicare | $340.48 | ↓ -76% |
| UPMC Health Plan | Managed Medicare | $340.48 | ↓ -76% |
| United Healthcare | Medicare | $340.48 | ↓ -76% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $347.29 | ↓ -76% |
| Highmark Wholecare (prev Gateway) | Medicare | $367.68 | ↓ -74% |
| Highmark BCBS of PA | Medicare Advantage | $371.81 | ↓ -74% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $504.97 | ↓ -65% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $639.15 | ↓ -55% |
| UPMC Work Partners | Workers Comp | $744.90 | ↓ -48% |
| UPMC Health Plan | Commercial | $899.11 | ↓ -37% |
| Geisinger | Commercial | $934.88 | ↓ -34% |
| Aetna of PA | TPA/Carrier | $949.60 | ↓ -33% |
| United Healthcare | Commercial | $1,023.19 | ↓ -28% |
| Multiplan | PPO (Includes PHCS as a Payer) | $1,187.00 | ↓ -17% |
| UPMC Health Plan | CHIP | $1,195.38 | ↓ -16% |
| Galaxy Health Plan | Commercial | $1,543.10 | ↑ +8% |
| Humana | Commercial | $1,780.50 | ↑ +25% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
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Lower Back (Lumbar Spine) CT scan (with contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC East | Monroeville | $2,917.20 | $165.60 – $3,889.60 |
| UPMC Passavant-McCandless | Pittsburgh | $2,654.40 | $165.60 – $3,760.40 |
| UPMC Hamot | Erie | $2,052.60 | $140.66 – $2,394.70 |
| UPMC Carlisle | Carlisle | $1,424.40 | $123.14 – $2,017.90 |
| UPMC Altoona | Altoona | $1,405.80 | $94.00 – $1,874.40 |
| UPMC Bedford | Everett | $957.60 | $122.85 – $1,436.40 |
| UPMC Cole | Coudersport | $961.20 | $158.08 – $1,281.60 |
| UPMC Community Osteopathic | Harrisburg | $1,424.40 | $123.14 – $2,017.90 |