healthcosts.net
Insitu hybridization manual at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$664.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,108.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$72.86 with United Healthcare Community Plan for Families vs $831.00 with Humana — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $72.86 | ↓ -89% |
| UPMC Health Plan | Managed Medicaid | $136.33 | ↓ -79% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $142.28 | ↓ -79% |
| Highmark Wholecare (prev Gateway) | Medicaid | $159.02 | ↓ -76% |
| Geisinger | Medicaid | $172.26 | ↓ -74% |
| Highmark BCBS of PA | Medicare Advantage | $188.60 | ↓ -72% |
| UPMC Health Plan | Commercial | $222.39 | ↓ -67% |
| UPMC Health Plan | CHIP | $322.39 | ↓ -52% |
| UPMC Work Partners | Workers Comp | $326.01 | ↓ -51% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage | $339.52 | ↓ -49% |
| AmeriHealth Caritas | Medicare | $342.95 | ↓ -48% |
| UPMC Health Plan | Managed Medicare | $342.95 | ↓ -48% |
| United Healthcare | Medicare | $342.95 | ↓ -48% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $349.81 | ↓ -47% |
| Highmark Wholecare (prev Gateway) | Medicare | $370.35 | ↓ -44% |
| United Healthcare | Commercial | $386.69 | ↓ -42% |
| Geisinger | Commercial | $436.33 | ↓ -34% |
| Aetna of PA | TPA/Carrier | $443.20 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $508.63 | ↓ -23% |
| Multiplan | PPO (Includes PHCS as a Payer) | $554.00 | ↓ -17% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $643.79 | ↓ -3% |
| Galaxy Health Plan | Commercial | $720.20 | ↑ +8% |
| Humana | Commercial | $831.00 | ↑ +25% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Insitu hybridization manual at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $720.00 | $88.95 – $1,080.00 |
| UPMC Muncy | Muncy | $512.40 | $81.10 – $683.20 |
| UPMC Northwest | Seneca | $646.80 | $89.51 – $916.30 |
| UPMC Passavant-McCandless | Pittsburgh | $785.40 | $89.47 – $990.25 |
| UPMC Presbyterian | Pittsburgh | $591.00 | $76.03 – $837.25 |
| UPMC St. Margaret | Pittsburgh | $615.00 | $89.69 – $871.25 |
| UPMC Wellsboro | Wellsboro | $412.80 | $81.10 – $619.20 |
| UPMC Williamsport | Williamsport | $512.40 | $81.10 – $683.20 |