healthcosts.net
Insert/repl sq defib w/eltrd at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$48,933.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$81,556.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$397.50 with Highmark BCBS of PA vs $61,167.00 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Medicare Advantage | $397.50 | ↓ -99% |
| UPMC Work Partners | Workers Comp | $881.95 | ↓ -98% |
| United Healthcare Community Plan for Families | PA Medicaid | $22,501.54 | ↓ -54% |
| UPMC Health Plan | CHIP | $28,544.60 | ↓ -42% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage | $30,261.20 | ↓ -38% |
| AmeriHealth Caritas | Medicare | $30,566.87 | ↓ -38% |
| UPMC Health Plan | Managed Medicare | $30,566.87 | ↓ -38% |
| United Healthcare | Medicare | $30,566.87 | ↓ -38% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $31,178.21 | ↓ -36% |
| Geisinger | Commercial | $32,116.75 | ↓ -34% |
| Aetna of PA | TPA/Carrier | $32,622.40 | ↓ -33% |
| Highmark Wholecare (prev Gateway) | Medicare | $33,009.16 | ↓ -33% |
| United Healthcare | Commercial | $35,150.64 | ↓ -28% |
| UPMC Health Plan | Commercial | $36,700.20 | ↓ -25% |
| Multiplan | PPO (Includes PHCS as a Payer) | $40,778.00 | ↓ -17% |
| Geisinger | Medicaid | $44,855.80 | ↓ -8% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $45,333.72 | ↓ -7% |
| Galaxy Health Plan | Commercial | $53,011.40 | ↑ +8% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $57,380.13 | ↑ +17% |
| Humana | Commercial | $61,167.00 | ↑ +25% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Insert/repl sq defib w/eltrd at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $34,387.20 | $405.38 – $48,715.20 |
| UPMC Mercy | Pittsburgh | $30,741.60 | $401.56 – $46,112.40 |
| UPMC Presbyterian | Pittsburgh | $59,956.20 | $405.38 – $84,937.95 |
| UPMC Williamsport | Williamsport | $6,004.80 | $881.95 – $33,009.16 |