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Icd crtp serena MRI at UPMC Somerset

225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$24,360.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$40,601.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6,080.35 with Highmark BCBS of PA vs $32,964.74 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Medicare Advantage $6,080.35 ↓ -75%
Highmark Wholecare (prev Gateway) Medicaid $8,120.20 ↓ -67%
Geisinger Medicaid $13,398.33 ↓ -45%
Geisinger Commercial $15,988.67 ↓ -34%
Aetna of PA TPA/Carrier $16,240.40 ↓ -33%
UPMC Health Plan Commercial $19,744.70 ↓ -19%
Highmark Wholecare (prev Gateway) Medicare $20,300.50 ↓ -17%
Multiplan PPO (Includes PHCS as a Payer) $20,300.50 ↓ -17%
Galaxy Health Plan Commercial $26,390.65 ↑ +8%
Humana Commercial $30,450.75 ↑ +25%
UPMC Health Plan CHIP $32,964.74 ↑ +35%
UPMC Work Partners Workers Comp not published by hospital

Visitor-reported prices

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Icd crtp serena MRI at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $30,396.60 $6,142.48 – $45,594.90
UPMC Passavant-McCandless Pittsburgh $39,481.20 $0.22 – $47,835.95
UPMC Presbyterian Pittsburgh $38,925.00 $0.12 – $53,298.09
UPMC Williamsport Williamsport $15,633.60 $5,211.20 – $23,450.40

All Pennsylvania hospitals for this procedure →