healthcosts.net
Hand X-ray at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$188.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$314.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.22 with United Healthcare Community Plan for Families vs $235.50 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $13.22 | ↓ -93% |
| UPMC Health Plan | Managed Medicaid | $20.90 | ↓ -89% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $21.81 | ↓ -88% |
| Highmark Wholecare (prev Gateway) | Medicaid | $24.38 | ↓ -87% |
| Geisinger | Medicaid | $26.41 | ↓ -86% |
| Highmark BCBS of PA | Medicare Advantage | $32.95 | ↓ -83% |
| UPMC Work Partners | Workers Comp | $68.14 | ↓ -64% |
| UPMC Health Plan | Commercial | $72.53 | ↓ -62% |
| UPMC Health Plan | CHIP | $96.43 | ↓ -49% |
| Geisinger | Commercial | $123.65 | ↓ -34% |
| Aetna of PA | TPA/Carrier | $125.60 | ↓ -33% |
| United Healthcare | Commercial | $135.33 | ↓ -28% |
| Highmark Wholecare (prev Gateway) | Medicare | $157.00 | ↓ -17% |
| Multiplan | PPO (Includes PHCS as a Payer) | $157.00 | ↓ -17% |
| Galaxy Health Plan | Commercial | $204.10 | ↑ +8% |
| Humana | Commercial | $235.50 | ↑ +25% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Hand X-ray at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC East | Monroeville | $436.20 | $26.53 – $581.60 |
| UPMC Passavant-McCandless | Pittsburgh | $621.60 | $26.76 – $880.60 |
| UPMC Hamot | Erie | $250.20 | $20.23 – $291.90 |
| UPMC Lititz | Lititz | $188.40 | $15.06 – $419.44 |
| UPMC Carlisle | Carlisle | $188.40 | $15.06 – $419.44 |
| UPMC Altoona | Altoona | $179.40 | $33.29 – $239.20 |
| UPMC Bedford | Everett | $115.80 | $26.89 – $173.70 |
| UPMC Cole | Coudersport | $140.40 | $33.56 – $187.20 |