healthcosts.net
Ghs flow volume loop at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$366.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$611.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$20.75 with United Healthcare Community Plan for Families vs $557.30 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $20.75 | ↓ -94% |
| Highmark BCBS of PA | Medicare Advantage | $30.40 | ↓ -92% |
| Geisinger | Commercial | $32.69 | ↓ -91% |
| Aetna of PA | TPA/Carrier | $33.20 | ↓ -91% |
| UPMC Health Plan | Managed Medicaid | $34.62 | ↓ -91% |
| United Healthcare | Commercial | $35.77 | ↓ -90% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $36.13 | ↓ -90% |
| Highmark Wholecare (prev Gateway) | Medicaid | $40.38 | ↓ -89% |
| Multiplan | PPO (Includes PHCS as a Payer) | $41.50 | ↓ -89% |
| Geisinger | Medicaid | $43.74 | ↓ -88% |
| UPMC Health Plan | Commercial | $51.39 | ↓ -86% |
| Galaxy Health Plan | Commercial | $53.95 | ↓ -85% |
| Humana | Commercial | $62.25 | ↓ -83% |
| UPMC Health Plan | CHIP | $85.79 | ↓ -77% |
| UPMC Work Partners | Workers Comp | $99.00 | ↓ -73% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage | $293.91 | ↓ -20% |
| AmeriHealth Caritas | Medicare | $296.88 | ↓ -19% |
| UPMC Health Plan | Managed Medicare | $296.88 | ↓ -19% |
| United Healthcare | Medicare | $296.88 | ↓ -19% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $302.82 | ↓ -17% |
| Highmark Wholecare (prev Gateway) | Medicare | $320.60 | ↓ -13% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $440.30 | ↑ +20% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $557.30 | ↑ +52% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Ghs flow volume loop at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Northwest | Seneca | $145.80 | $34.62 – $311.72 |
| UPMC Passavant-McCandless | Pittsburgh | $201.00 | $31.00 – $326.57 |
| UPMC Presbyterian | Pittsburgh | $223.20 | $21.65 – $326.57 |
| UPMC Wellsboro | Wellsboro | $198.40 | $23.09 – $223.20 |
| UPMC Williamsport | Williamsport | $163.80 | $23.09 – $218.40 |