healthcosts.net
Filter spider fx 3mmx320cm at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$6,785.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,309.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,041.08 with UPMC Health Plan vs $8,481.75 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Commercial | $1,041.08 | ↓ -85% |
| Highmark BCBS of PA | Medicare Advantage | $1,683.51 | ↓ -75% |
| UPMC Health Plan | CHIP | $1,738.13 | ↓ -74% |
| Geisinger | Commercial | $4,453.48 | ↓ -34% |
| Aetna of PA | TPA/Carrier | $4,523.60 | ↓ -33% |
| United Healthcare | Commercial | $4,874.18 | ↓ -28% |
| Highmark Wholecare (prev Gateway) | Medicare | $5,654.50 | ↓ -17% |
| Multiplan | PPO (Includes PHCS as a Payer) | $5,654.50 | ↓ -17% |
| Geisinger | Medicaid | $6,219.95 | ↓ -8% |
| Galaxy Health Plan | Commercial | $7,350.85 | ↑ +8% |
| Humana | Commercial | $8,481.75 | ↑ +25% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Filter spider fx 3mmx320cm at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $40,462.20 | $91.00 – $1,700.71 |
| UPMC Northwest | Seneca | $3,649.20 | $438.50 – $4,413.99 |
| UPMC Passavant-McCandless | Pittsburgh | $9,370.80 | $53.75 – $2,522.24 |
| UPMC Presbyterian | Pittsburgh | $53,950.20 | $76.68 – $3,787.61 |
| UPMC St. Margaret | Pittsburgh | $5,341.80 | $721.00 – $2,451.40 |
| UPMC Williamsport | Williamsport | $5,677.80 | $1,892.60 – $8,516.70 |