healthcosts.net
Exc feenl mal+mrg 2.1-3 11643 at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$210.28 with UPMC Health Plan vs $2,899.71 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $210.28 | — |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $219.45 | — |
| Highmark Wholecare (prev Gateway) | Medicaid | $245.26 | — |
| Geisinger | Medicaid | $265.69 | — |
| UPMC Work Partners | Workers Comp | $606.76 | — |
| Highmark BCBS of PA | Medicare Advantage | $722.42 | — |
| United Healthcare Community Plan for Families | PA Medicaid | $892.40 | — |
| UPMC Health Plan | Commercial | $1,387.77 | — |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage | $1,529.25 | — |
| AmeriHealth Caritas | Medicare | $1,544.70 | — |
| UPMC Health Plan | Managed Medicare | $1,544.70 | — |
| United Healthcare | Medicare | $1,544.70 | — |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $1,575.59 | — |
| Highmark Wholecare (prev Gateway) | Medicare | $1,668.12 | — |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $2,290.94 | — |
| UPMC Health Plan | CHIP | $2,316.94 | — |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $2,899.71 | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Exc feenl mal+mrg 2.1-3 11643 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Presbyterian | Pittsburgh | $5,985.00 | $210.28 – $8,478.75 |
| UPMC St. Margaret | Pittsburgh | $3,448.20 | $210.28 – $4,884.95 |
| UPMC Williamsport | Williamsport | $940.20 | $210.28 – $1,253.60 |
| UPMC Mercy | Pittsburgh | not published | $210.28 – $1,699.17 |
| UPMC Northwest | Seneca | not published | $210.28 – $1,621.93 |