healthcosts.net
Established Patient Office Visit (level 3) at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$240.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$401.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$17.35 with Highmark BCBS of PA vs $155.85 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Medicare Advantage | $17.35 | ↓ -93% |
| UPMC Health Plan | Managed Medicaid | $38.50 | ↓ -84% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $40.18 | ↓ -83% |
| United Healthcare Community Plan for Families | PA Medicaid | $40.25 | ↓ -83% |
| Geisinger | Commercial | $40.56 | ↓ -83% |
| Aetna of PA | TPA/Carrier | $41.20 | ↓ -83% |
| Highmark Wholecare (prev Gateway) | Medicaid | $44.91 | ↓ -81% |
| Geisinger | Medicaid | $48.65 | ↓ -80% |
| Highmark Wholecare (prev Gateway) | Medicare | $51.50 | ↓ -79% |
| Multiplan | PPO (Includes PHCS as a Payer) | $51.50 | ↓ -79% |
| UPMC Health Plan | Managed Medicare | $62.13 | ↓ -74% |
| Galaxy Health Plan | Commercial | $66.95 | ↓ -72% |
| Humana | Commercial | $77.25 | ↓ -68% |
| UPMC Work Partners | Workers Comp | $82.05 | ↓ -66% |
| UPMC Health Plan | Commercial | $93.35 | ↓ -61% |
| UPMC Health Plan | CHIP | $155.85 | ↓ -35% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 3) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $179.40 | $38.50 – $254.15 |
| UPMC East | Monroeville | $186.60 | $36.08 – $248.80 |
| UPMC Altoona | Altoona | $230.40 | $20.00 – $307.20 |
| UPMC Bedford | Everett | $121.20 | $36.08 – $181.80 |
| UPMC Cole | Coudersport | $183.00 | $36.75 – $128.00 |
| UPMC Hamot | Erie | $156.60 | $38.50 – $182.70 |
| UPMC Community Osteopathic | Harrisburg | $240.60 | $20.60 – $288.22 |
| UPMC Hanover | Hanover | $61.80 | $19.57 – $89.61 |