healthcosts.net
Electron microscopy diagnostic at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$1,472.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,454.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$20.12 with United Healthcare Community Plan for Families vs $1,462.00 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $20.12 | ↓ -99% |
| UPMC Health Plan | Managed Medicaid | $75.90 | ↓ -95% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $79.21 | ↓ -95% |
| Highmark Wholecare (prev Gateway) | Medicaid | $88.53 | ↓ -94% |
| Geisinger | Medicaid | $95.90 | ↓ -93% |
| Highmark BCBS of PA | Medicare Advantage | $145.65 | ↓ -90% |
| UPMC Health Plan | Commercial | $296.01 | ↓ -80% |
| UPMC Work Partners | Workers Comp | $330.66 | ↓ -78% |
| UPMC Health Plan | CHIP | $429.13 | ↓ -71% |
| UPMC Health Plan | Managed Medicare | $446.14 | ↓ -70% |
| Highmark Wholecare (prev Gateway) | Medicare | $481.79 | ↓ -67% |
| United Healthcare | Commercial | $615.99 | ↓ -58% |
| Geisinger | Commercial | $695.06 | ↓ -53% |
| Aetna of PA | TPA/Carrier | $706.00 | ↓ -52% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage | $771.03 | ↓ -48% |
| AmeriHealth Caritas | Medicare | $778.82 | ↓ -47% |
| United Healthcare | Medicare | $778.82 | ↓ -47% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $794.40 | ↓ -46% |
| Multiplan | PPO (Includes PHCS as a Payer) | $882.50 | ↓ -40% |
| Galaxy Health Plan | Commercial | $1,147.25 | ↓ -22% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $1,155.07 | ↓ -22% |
| Humana | Commercial | $1,323.75 | ↓ -10% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $1,462.00 | ↓ -1% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Electron microscopy diagnostic at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $554.40 | $75.90 – $831.60 |
| UPMC Northwest | Seneca | $1,386.00 | $75.90 – $1,963.50 |
| UPMC Passavant-McCandless | Pittsburgh | $578.40 | $75.90 – $856.70 |
| UPMC Presbyterian | Pittsburgh | $6,864.00 | $21.00 – $856.70 |
| UPMC St. Margaret | Pittsburgh | $2,203.80 | $75.90 – $817.76 |
| UPMC Williamsport | Williamsport | $1,084.80 | $22.40 – $1,446.40 |