healthcosts.net

X-ray knee ap standing bilateral at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$136.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$227.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.67 with UPMC Health Plan vs $192.95 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $24.67 ↓ -82%
UPMC Health Plan Managed Medicaid $27.94 ↓ -79%
United Healthcare Community Plan for Families Unison Kids $29.21 ↓ -79%
Aetna Medicaid $30.48 ↓ -78%
Highmark Wholecare (prev Gateway) Medicaid $37.67 ↓ -72%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $39.65 ↓ -71%
PA Health & Wellness PA Medicaid HMO $43.29 ↓ -68%
Aetna Medicare $56.75 ↓ -58%
UPMC Work Partners Workers Comp $63.41 ↓ -53%
UPMC Health Plan Managed Medicare $76.13 ↓ -44%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $81.48 ↓ -40%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $83.95 ↓ -38%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $85.95 ↓ -37%
United Healthcare Unison Advantage Non Special Needs $88.15 ↓ -35%
Aetna of PA Medicare $88.15 ↓ -35%
Highmark Wholecare (prev Gateway) Medicare $90.66 ↓ -33%
AmeriHealth Caritas Medicare $90.67 ↓ -33%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $90.67 ↓ -33%
Cigna Commercial $90.80 ↓ -33%
Aetna EBR ASO $90.80 ↓ -33%
United Healthcare Unison Advantage Special Needs $92.34 ↓ -32%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $100.39 ↓ -26%
Aetna EBR FI $131.66 ↓ -3%
Aetna Neighborhood Network $136.20 ↑ +0%
Aetna Home Depot Employer Group $140.06 ↑ +3%
Aetna NBR ASO/FI $143.01 ↑ +5%
Cigna New Business ASO $143.01 ↑ +5%
InterGroup PPO $147.55 ↑ +8%
Coventry/First Health Commercial $158.90 ↑ +17%
Health Coalition Partners PPO $163.44 ↑ +20%
Private Health Care Systems PPO $181.60 ↑ +33%
Humana Commercial $192.95 ↑ +42%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray knee ap standing bilateral at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $419.40 $24.66 – $594.15
UPMC Mercy Pittsburgh $456.60 $24.52 – $684.90
UPMC Muncy Muncy $237.60 $22.22 – $316.80
UPMC Presbyterian Pittsburgh $686.40 $20.83 – $972.40
UPMC Somerset Somerset $188.40 $19.96 – $235.50
UPMC St. Margaret Pittsburgh $405.00 $24.72 – $573.75
UPMC Wellsboro Wellsboro $287.20 $22.22 – $323.10
UPMC Williamsport Williamsport $237.60 $22.22 – $316.80

All Pennsylvania hospitals for this procedure →