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X-ray bone survey infant at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$292.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$488.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.86 with UPMC Health Plan vs $414.80 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $56.86 ↓ -81%
UPMC Health Plan Managed Medicaid $59.30 ↓ -80%
United Healthcare Community Plan for Families Unison Kids $62.00 ↓ -79%
Aetna Medicaid $64.69 ↓ -78%
Highmark Wholecare (prev Gateway) Medicaid $79.95 ↓ -73%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $84.16 ↓ -71%
PA Health & Wellness PA Medicaid HMO $91.87 ↓ -69%
UPMC Health Plan Managed Medicare $91.94 ↓ -69%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $101.38 ↓ -65%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $103.79 ↓ -65%
Aetna Medicare $104.42 ↓ -64%
United Healthcare Unison Advantage Non Special Needs $106.45 ↓ -64%
Aetna of PA Medicare $106.45 ↓ -64%
UPMC Work Partners Workers Comp $107.25 ↓ -63%
Highmark Wholecare (prev Gateway) Medicare $109.48 ↓ -63%
AmeriHealth Caritas Medicare $109.49 ↓ -63%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $109.49 ↓ -63%
United Healthcare Unison Advantage Special Needs $111.52 ↓ -62%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $169.24 ↓ -42%
Cigna Commercial $195.20 ↓ -33%
Aetna EBR ASO $195.20 ↓ -33%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $208.51 ↓ -29%
Aetna EBR FI $283.04 ↓ -3%
Aetna Neighborhood Network $292.80 ↑ +0%
Aetna Home Depot Employer Group $301.10 ↑ +3%
Aetna NBR ASO/FI $307.44 ↑ +5%
Cigna New Business ASO $307.44 ↑ +5%
InterGroup PPO $317.20 ↑ +8%
Coventry/First Health Commercial $341.60 ↑ +17%
Health Coalition Partners PPO $351.36 ↑ +20%
Private Health Care Systems PPO $390.40 ↑ +33%
Humana Commercial $414.80 ↑ +42%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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X-ray bone survey infant at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $322.20 $56.83 – $456.45
UPMC Mercy Pittsburgh $292.80 $56.50 – $439.20
UPMC Muncy Muncy $697.20 $35.92 – $929.60
UPMC Somerset Somerset $262.80 $32.27 – $328.50
UPMC Wellsboro Wellsboro $843.20 $35.92 – $948.60
UPMC Williamsport Williamsport $697.20 $35.92 – $929.60

All Pennsylvania hospitals for this procedure →