healthcosts.net

Warde protein c antigen at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$78.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$131.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.89 with UPMC Health Plan vs $111.35 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $10.89 ↓ -86%
UPMC Work Partners Workers Comp $11.87 ↓ -85%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $12.01 ↓ -85%
Geisinger Medicaid/CHIP $12.01 ↓ -85%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $12.30 ↓ -84%
Aetna Medicare $12.37 ↓ -84%
United Healthcare Unison Advantage Non Special Needs $12.61 ↓ -84%
Aetna of PA Medicare $12.61 ↓ -84%
AmeriHealth Caritas Medicare $12.97 ↓ -83%
Highmark Wholecare (prev Gateway) Medicare $12.97 ↓ -83%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $12.97 ↓ -83%
United Healthcare Unison Advantage Special Needs $13.21 ↓ -83%
UPMC Health Plan Managed Medicaid $18.27 ↓ -77%
United Healthcare Community Plan for Families Unison Kids $19.10 ↓ -76%
Aetna Medicaid $19.93 ↓ -75%
UPMC Health Plan Commercial $20.94 ↓ -73%
Highmark Wholecare (prev Gateway) Medicaid $24.63 ↓ -69%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $25.93 ↓ -67%
PA Health & Wellness PA Medicaid HMO $28.31 ↓ -64%
Cigna Commercial $52.40 ↓ -33%
Aetna EBR ASO $52.40 ↓ -33%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $60.30 ↓ -23%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $74.30 ↓ -5%
Aetna EBR FI $75.98 ↓ -3%
Aetna Neighborhood Network $78.60 ↑ +0%
Aetna Home Depot Employer Group $80.83 ↑ +3%
Aetna NBR ASO/FI $82.53 ↑ +5%
Cigna New Business ASO $82.53 ↑ +5%
InterGroup PPO $85.15 ↑ +8%
Coventry/First Health Commercial $91.70 ↑ +17%
Health Coalition Partners PPO $94.32 ↑ +20%
Private Health Care Systems PPO $104.80 ↑ +33%
Humana Commercial $111.35 ↑ +42%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Warde protein c antigen at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $163.80 $11.16 – $232.05
UPMC Mercy Pittsburgh $90.60 $10.01 – $135.90
UPMC Muncy Muncy $190.20 $11.87 – $253.60
UPMC Presbyterian Pittsburgh $110.40 $11.87 – $156.40
UPMC Somerset Somerset $61.20 $11.87 – $76.50
UPMC St. Margaret Pittsburgh $108.60 $10.37 – $153.85
UPMC Wellsboro Wellsboro $230.40 $11.87 – $259.20
UPMC Williamsport Williamsport $190.20 $11.87 – $253.60

All Pennsylvania hospitals for this procedure →