Warde immunofixation electrophoresis urine at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$241.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$402.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.05 with UPMC Health Plan vs $341.70 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $11.05 ↓ -95%
UPMC Health Plan Managed Medicare $26.62 ↓ -89%
UPMC Work Partners Workers Comp $29.01 ↓ -88%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $29.35 ↓ -88%
Geisinger Medicaid/CHIP $29.35 ↓ -88%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $30.05 ↓ -88%
Aetna Medicare $30.23 ↓ -87%
Aetna of PA Medicare $30.82 ↓ -87%
United Healthcare Unison Advantage Non Special Needs $30.82 ↓ -87%
AmeriHealth Caritas Medicare $31.70 ↓ -87%
Highmark Wholecare (prev Gateway) Medicare $31.70 ↓ -87%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $31.70 ↓ -87%
United Healthcare Unison Advantage Special Needs $32.28 ↓ -87%
UPMC Health Plan Managed Medicaid $36.08 ↓ -85%
United Healthcare Community Plan for Families Unison Kids $37.72 ↓ -84%
Aetna Medicaid $39.36 ↓ -84%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $44.62 ↓ -82%
Highmark Wholecare (prev Gateway) Medicaid $48.64 ↓ -80%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $51.20 ↓ -79%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $54.98 ↓ -77%
PA Health & Wellness PA Medicaid HMO $55.90 ↓ -77%
Aetna EBR ASO $160.80 ↓ -33%
Cigna Commercial $160.80 ↓ -33%
Aetna EBR FI $233.16 ↓ -3%
Aetna Neighborhood Network $241.20 ↑ +0%
Aetna Home Depot Employer Group $248.03 ↑ +3%
Aetna NBR ASO/FI $253.26 ↑ +5%
Cigna New Business ASO $253.26 ↑ +5%
InterGroup PPO $261.30 ↑ +8%
Coventry/First Health Commercial $281.40 ↑ +17%
Health Coalition Partners PPO $289.44 ↑ +20%
Private Health Care Systems PPO $321.60 ↑ +33%
Humana Commercial $341.70 ↑ +42%

Visitor-reported prices

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Warde immunofixation electrophoresis urine at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $216.00 $17.19 – $288.00
UPMC Bedford Everett $111.60 $10.59 – $88.20
UPMC Carlisle Carlisle $163.80 $29.06 – $204.85
UPMC Cole Coudersport $134.40 $19.08 – $179.20
UPMC Community Osteopathic Harrisburg $163.80 $29.06 – $153.00
UPMC East Monroeville $133.20 $10.95 – $177.60
UPMC Hamot Erie $274.80 $17.19 – $45.59
UPMC Hanover Hanover $163.80 $29.06 – $46.96

All Pennsylvania hospitals for this procedure →