healthcosts.net
Tx phalangeal shaft fx open prox/middle ea at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$6,170.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$10,284.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$246.40 with UPMC Health Plan vs $8,741.40 with Humana — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $246.40 | ↓ -96% |
| United Healthcare Community Plan for Families | Unison Kids | $257.60 | ↓ -96% |
| Aetna | Medicaid | $268.80 | ↓ -96% |
| Highmark Wholecare (prev Gateway) | Medicaid | $332.19 | ↓ -95% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $349.69 | ↓ -94% |
| PA Health & Wellness | PA Medicaid HMO | $381.74 | ↓ -94% |
| UPMC Work Partners | Workers Comp | $920.11 | ↓ -85% |
| UPMC Health Plan | Commercial | $1,535.95 | ↓ -75% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $2,675.75 | ↓ -57% |
| UPMC Health Plan | Managed Medicare | $2,805.36 | ↓ -55% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $3,093.35 | ↓ -50% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $3,166.97 | ↓ -49% |
| Aetna | Medicare | $3,186.15 | ↓ -48% |
| United Healthcare | Unison Advantage Non Special Needs | $3,248.02 | ↓ -47% |
| Aetna of PA | Medicare | $3,248.02 | ↓ -47% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $3,296.72 | ↓ -47% |
| Highmark Wholecare (prev Gateway) | Medicare | $3,340.51 | ↓ -46% |
| AmeriHealth Caritas | Medicare | $3,340.82 | ↓ -46% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $3,340.82 | ↓ -46% |
| United Healthcare | Unison Advantage Special Needs | $3,402.68 | ↓ -45% |
| InterGroup | PPO | $3,704.00 | ↓ -40% |
| Cigna | Commercial | $4,113.60 | ↓ -33% |
| Aetna | EBR ASO | $4,113.60 | ↓ -33% |
| Aetna | EBR FI | $5,964.72 | ↓ -3% |
| Aetna | Neighborhood Network | $6,170.40 | ↑ +0% |
| Aetna | Home Depot Employer Group | $6,345.23 | ↑ +3% |
| Aetna | NBR ASO/FI | $6,478.92 | ↑ +5% |
| Cigna | New Business ASO | $6,478.92 | ↑ +5% |
| Coventry/First Health | Commercial | $7,198.80 | ↑ +17% |
| Health Coalition Partners | PPO | $7,404.48 | ↑ +20% |
| Private Health Care Systems | PPO | $8,227.20 | ↑ +33% |
| Humana | Commercial | $8,741.40 | ↑ +42% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Tx phalangeal shaft fx open prox/middle ea at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $5,776.80 | $246.40 – $8,183.80 |
| UPMC Mercy | Pittsburgh | $4,706.40 | $246.40 – $7,059.60 |
| UPMC Muncy | Muncy | $6,497.40 | $246.40 – $8,663.20 |
| UPMC Presbyterian | Pittsburgh | $5,854.20 | $246.40 – $8,293.45 |
| UPMC Wellsboro | Wellsboro | $6,348.00 | $246.40 – $9,522.00 |
| UPMC Williamsport | Williamsport | $6,348.00 | $246.40 – $8,464.00 |