healthcosts.net
System pacing micra av at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$6,175.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,292.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,573.00 with Aetna vs $15,838.31 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $2,573.00 | ↓ -58% |
| PA Health & Wellness | PA Medicaid HMO | $3,396.36 | ↓ -45% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $3,481.78 | ↓ -44% |
| InterGroup | PPO | $3,704.00 | ↓ -40% |
| Aetna | EBR ASO | $4,116.80 | ↓ -33% |
| Cigna | Commercial | $4,116.80 | ↓ -33% |
| Highmark Wholecare (prev Gateway) | Medicaid | $4,116.80 | ↓ -33% |
| Highmark Wholecare (prev Gateway) | Medicare | $5,146.00 | ↓ -17% |
| Aetna | EBR FI | $5,969.36 | ↓ -3% |
| Aetna | Neighborhood Network | $6,175.20 | ↑ +0% |
| Aetna | Home Depot Employer Group | $6,350.16 | ↑ +3% |
| Aetna | NBR ASO/FI | $6,483.96 | ↑ +5% |
| Cigna | New Business ASO | $6,483.96 | ↑ +5% |
| Coventry/First Health | Commercial | $7,204.40 | ↑ +17% |
| Health Coalition Partners | PPO | $7,410.24 | ↑ +20% |
| Private Health Care Systems | PPO | $8,233.60 | ↑ +33% |
| Humana | Commercial | $8,748.20 | ↑ +42% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $8,805.02 | ↑ +43% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $10,848.45 | ↑ +76% |
| UPMC Health Plan | Commercial | $15,838.31 | ↑ +156% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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System pacing micra av at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $28,759.80 | $3,392.57 – $17,916.30 |
| UPMC Passavant-McCandless | Pittsburgh | $30,110.40 | $2,375.00 – $18,993.11 |
| UPMC Presbyterian | Pittsburgh | $45,109.20 | $1,201.56 – $21,161.84 |
| UPMC Somerset | Somerset | $9,256.80 | $3,085.60 – $11,571.00 |
| UPMC Williamsport | Williamsport | $22,146.00 | $0.20 – $0.90 |