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Sodium chloride 3 % ivpb at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$25.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$43.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.05 with Highmark BCBS of PA vs $0.51 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $0.05 | ↓ -100% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $0.06 | ↓ -100% |
| Aetna | Medicare | $0.15 | ↓ -99% |
| UPMC Work Partners | Workers Comp | $0.22 | ↓ -99% |
| Aetna | EBR ASO | $0.24 | ↓ -99% |
| Cigna | Commercial | $0.24 | ↓ -99% |
| Highmark Wholecare (prev Gateway) | Medicare | $0.30 | ↓ -99% |
| PA Health & Wellness | PA Medicaid HMO | $0.33 | ↓ -99% |
| Aetna | EBR FI | $0.35 | ↓ -99% |
| Aetna | Neighborhood Network | $0.36 | ↓ -99% |
| Aetna | Home Depot Employer Group | $0.37 | ↓ -99% |
| Aetna | NBR ASO/FI | $0.38 | ↓ -99% |
| Cigna | New Business ASO | $0.38 | ↓ -99% |
| InterGroup | PPO | $0.39 | ↓ -98% |
| Coventry/First Health | Commercial | $0.42 | ↓ -98% |
| Health Coalition Partners | PPO | $0.43 | ↓ -98% |
| UPMC Health Plan | Commercial | $0.46 | ↓ -98% |
| Private Health Care Systems | PPO | $0.48 | ↓ -98% |
| Humana | Commercial | $0.51 | ↓ -98% |
Visitor-reported prices
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Sodium chloride 3 % ivpb at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $21.60 | $0.02 – $0.23 |
| UPMC Muncy | Muncy | $26.40 | $0.15 – $0.90 |
| UPMC Passavant-McCandless | Pittsburgh | $13.20 | $0.02 – $0.21 |
| UPMC Presbyterian | Pittsburgh | $80.40 | $0.02 – $0.21 |
| UPMC St. Margaret | Pittsburgh | $21.60 | $0.02 – $0.51 |
| UPMC Wellsboro | Wellsboro | $26.40 | $0.18 – $0.90 |
| UPMC Williamsport | Williamsport | $26.40 | $0.27 – $0.90 |