healthcosts.net
Prp i/hern init block >5 yr at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,236.70 with UPMC Work Partners vs $5,216.84 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Work Partners | Workers Comp | $1,236.70 | — |
| UPMC Health Plan | Commercial | $2,433.42 | — |
| UPMC Health Plan | Managed Medicare | $3,051.30 | — |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $3,364.54 | — |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $3,444.62 | — |
| Aetna | Medicare | $3,465.48 | — |
| Aetna of PA | Medicare | $3,532.77 | — |
| United Healthcare | Unison Advantage Non Special Needs | $3,532.77 | — |
| Highmark Wholecare (prev Gateway) | Medicare | $3,633.37 | — |
| AmeriHealth Caritas | Medicare | $3,633.70 | — |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $3,633.70 | — |
| United Healthcare | Unison Advantage Special Needs | $3,700.99 | — |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $4,234.19 | — |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $5,216.84 | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Prp i/hern init block >5 yr at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $9,925.80 | $1,326.21 – $14,061.55 |
| UPMC Mercy | Pittsburgh | $8,917.80 | $1,348.02 – $13,376.70 |
| UPMC Presbyterian | Pittsburgh | $12,411.60 | $931.20 – $17,583.10 |
| UPMC Somerset | Somerset | $1,536.60 | $225.65 – $3,364.54 |
| UPMC St. Margaret | Pittsburgh | not published | $1,326.21 – $3,700.99 |
| UPMC Wellsboro | Wellsboro | not published | $993.28 – $1,222.76 |
| UPMC Williamsport | Williamsport | not published | $993.28 – $3,633.70 |