Njx aa&/strd nrv nrvtg si jt at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$727.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,212.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$249.25 with UPMC Work Partners vs $1,103.21 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Work Partners | Workers Comp | $249.25 | ↓ -66% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $299.49 | ↓ -59% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $369.00 | ↓ -49% |
| Cigna | Commercial | $484.80 | ↓ -33% |
| Aetna | EBR ASO | $484.80 | ↓ -33% |
| UPMC Health Plan | Managed Medicare | $598.76 | ↓ -18% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $660.23 | ↓ -9% |
| PA Health & Wellness | PA Medicaid HMO | $666.60 | ↓ -8% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $675.94 | ↓ -7% |
| Aetna | Medicare | $680.04 | ↓ -6% |
| United Healthcare | Unison Advantage Non Special Needs | $693.24 | ↓ -5% |
| Aetna of PA | Medicare | $693.24 | ↓ -5% |
| Aetna | EBR FI | $702.96 | ↓ -3% |
| Highmark Wholecare (prev Gateway) | Medicare | $712.98 | ↓ -2% |
| AmeriHealth Caritas | Medicare | $713.05 | ↓ -2% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $713.05 | ↓ -2% |
| United Healthcare | Unison Advantage Special Needs | $726.25 | ↓ -0% |
| Aetna | Neighborhood Network | $727.20 | ↑ +0% |
| Aetna | Home Depot Employer Group | $747.80 | ↑ +3% |
| Aetna | NBR ASO/FI | $763.56 | ↑ +5% |
| Cigna | New Business ASO | $763.56 | ↑ +5% |
| InterGroup | PPO | $787.80 | ↑ +8% |
| Coventry/First Health | Commercial | $848.40 | ↑ +17% |
| Health Coalition Partners | PPO | $872.64 | ↑ +20% |
| Private Health Care Systems | PPO | $969.60 | ↑ +33% |
| Humana | Commercial | $1,030.20 | ↑ +42% |
| UPMC Health Plan | Commercial | $1,103.21 | ↑ +52% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Njx aa&/strd nrv nrvtg si jt at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $2,537.40 | $260.85 – $3,594.65 |
| UPMC Cole | Coudersport | $317.40 | $88.25 – $423.20 |
| UPMC Community Osteopathic | Harrisburg | $2,537.40 | $260.85 – $3,594.65 |
| UPMC East | Monroeville | $640.20 | $116.49 – $853.60 |
| UPMC Hanover | Hanover | $2,537.40 | $260.85 – $1,530.87 |
| UPMC Horizon-Greenville | Greenville | $536.40 | $224.49 – $713.05 |
| UPMC Lititz | Lititz | $2,537.40 | $260.85 – $1,530.87 |
| UPMC Memorial | York | $2,537.40 | $94.05 – $1,530.87 |