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Neck MRA (blood vessel MRI, with and without contrast) at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$3,815.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$6,359.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$308.78 with UPMC Health Plan vs $5,405.15 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $308.78 ↓ -92%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $340.48 ↓ -91%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $348.58 ↓ -91%
Aetna Medicare $350.69 ↓ -91%
United Healthcare Unison Advantage Non Special Needs $357.50 ↓ -91%
Aetna of PA Medicare $357.50 ↓ -91%
Highmark Wholecare (prev Gateway) Medicare $367.68 ↓ -90%
AmeriHealth Caritas Medicare $367.72 ↓ -90%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $367.72 ↓ -90%
United Healthcare Unison Advantage Special Needs $374.53 ↓ -90%
UPMC Health Plan Commercial $559.93 ↓ -85%
UPMC Health Plan Managed Medicaid $613.77 ↓ -84%
United Healthcare Community Plan for Families Unison Kids $641.67 ↓ -83%
Aetna Medicaid $669.56 ↓ -82%
Highmark Wholecare (prev Gateway) Medicaid $827.47 ↓ -78%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $871.05 ↓ -77%
PA Health & Wellness PA Medicaid HMO $950.89 ↓ -75%
UPMC Work Partners Workers Comp $1,826.39 ↓ -52%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $2,322.18 ↓ -39%
Cigna Commercial $2,543.60 ↓ -33%
Aetna EBR ASO $2,543.60 ↓ -33%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $2,861.10 ↓ -25%
Aetna EBR FI $3,688.22 ↓ -3%
InterGroup PPO $3,704.00 ↓ -3%
Aetna Neighborhood Network $3,815.40 ↑ +0%
Aetna Home Depot Employer Group $3,923.50 ↑ +3%
Aetna NBR ASO/FI $4,006.17 ↑ +5%
Cigna New Business ASO $4,006.17 ↑ +5%
Coventry/First Health Commercial $4,451.30 ↑ +17%
Health Coalition Partners PPO $4,578.48 ↑ +20%
Private Health Care Systems PPO $5,087.20 ↑ +33%
Humana Commercial $5,405.15 ↑ +42%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Neck MRA (blood vessel MRI, with and without contrast) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC East Monroeville $6,218.40 $341.40 – $8,291.20
UPMC Passavant-McCandless Pittsburgh $5,999.40 $316.41 – $8,499.15
UPMC Hamot Erie $1,887.00 $221.92 – $2,201.50
UPMC Horizon-Greenville Greenville $1,957.80 $304.83 – $2,773.55
UPMC McKeesport Mckeesport $6,049.20 $315.59 – $8,569.70
UPMC Carlisle Carlisle $2,854.80 $338.22 – $4,044.30
UPMC Altoona Altoona $3,348.60 $425.00 – $4,464.80
UPMC Bedford Everett $2,563.20 $122.85 – $3,844.80

All Pennsylvania hospitals for this procedure →