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Hla class i high defin qual at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$409.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$682.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$146.45 with UPMC Health Plan vs $636.04 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $146.45 ↓ -64%
United Healthcare Community Plan for Families Unison Kids $153.11 ↓ -63%
Aetna Medicaid $159.77 ↓ -61%
Aetna Medicare $170.50 ↓ -58%
Highmark Wholecare (prev Gateway) Medicaid $197.45 ↓ -52%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $207.84 ↓ -49%
PA Health & Wellness PA Medicaid HMO $226.90 ↓ -45%
Cigna Commercial $272.80 ↓ -33%
Aetna EBR ASO $272.80 ↓ -33%
UPMC Health Plan Managed Medicare $293.61 ↓ -28%
UPMC Work Partners Workers Comp $319.97 ↓ -22%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $323.75 ↓ -21%
Geisinger Medicaid/CHIP $323.75 ↓ -21%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $331.46 ↓ -19%
United Healthcare Unison Advantage Non Special Needs $339.94 ↓ -17%
Aetna of PA Medicare $339.94 ↓ -17%
Highmark Wholecare (prev Gateway) Medicare $341.00 ↓ -17%
AmeriHealth Caritas Medicare $349.65 ↓ -15%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $349.65 ↓ -15%
United Healthcare Unison Advantage Special Needs $356.12 ↓ -13%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $368.29 ↓ -10%
Aetna EBR FI $395.56 ↓ -3%
Aetna Neighborhood Network $409.20 ↑ +0%
Aetna Home Depot Employer Group $420.79 ↑ +3%
Aetna NBR ASO/FI $429.66 ↑ +5%
Cigna New Business ASO $429.66 ↑ +5%
InterGroup PPO $443.30 ↑ +8%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $453.76 ↑ +11%
Coventry/First Health Commercial $477.40 ↑ +17%
Health Coalition Partners PPO $491.04 ↑ +20%
Private Health Care Systems PPO $545.60 ↑ +33%
Humana Commercial $579.70 ↑ +42%
UPMC Health Plan Commercial $636.04 ↑ +55%

Visitor-reported prices

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Hla class i high defin qual at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $435.60 $143.25 – $582.25
UPMC Mercy Pittsburgh $411.60 $141.90 – $617.40
UPMC Presbyterian Pittsburgh $585.00 $133.14 – $828.75
UPMC Somerset Somerset $1,800.60 $140.47 – $2,250.75
UPMC St. Margaret Pittsburgh $411.60 $143.25 – $583.10
UPMC Williamsport Williamsport $556.80 $146.45 – $742.40

All Pennsylvania hospitals for this procedure →