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Hand-held pefr meter a4614 at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$26.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$44.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.00 with Aetna vs $161.01 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare $11.00 ↓ -58%
Aetna EBR ASO $17.60 ↓ -33%
Cigna Commercial $17.60 ↓ -33%
Highmark Wholecare (prev Gateway) Medicare $22.00 ↓ -17%
PA Health & Wellness PA Medicaid HMO $24.20 ↓ -8%
Aetna EBR FI $25.52 ↓ -3%
Aetna Neighborhood Network $26.40 ↑ +0%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $26.40 ↑ +0%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $26.40 ↑ +0%
Aetna Home Depot Employer Group $27.15 ↑ +3%
Aetna NBR ASO/FI $27.72 ↑ +5%
Cigna New Business ASO $27.72 ↑ +5%
InterGroup PPO $28.60 ↑ +8%
Coventry/First Health Commercial $30.80 ↑ +17%
Health Coalition Partners PPO $31.68 ↑ +20%
Private Health Care Systems PPO $35.20 ↑ +33%
Humana Commercial $37.40 ↑ +42%
UPMC Work Partners Workers Comp $48.63 ↑ +84%
UPMC Health Plan Commercial $161.01 ↑ +510%

Visitor-reported prices

visitor-reported
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Hand-held pefr meter a4614 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $24.60 $10.25 – $105.07
UPMC Muncy Muncy $25.20 $6.30 – $48.63
UPMC Passavant-McCandless Pittsburgh $26.40 $11.00 – $193.08
UPMC Presbyterian Pittsburgh $25.80 $7.74 – $215.13
UPMC St. Margaret Pittsburgh $74.40 $31.00 – $163.27
UPMC Wellsboro Wellsboro $30.40 $6.84 – $48.63
UPMC Williamsport Williamsport $25.20 $11.34 – $48.63

All Pennsylvania hospitals for this procedure →