healthcosts.net
Gw stiffened micro access kit at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$496.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$828.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.25 with Aetna vs $506.68 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $6.25 | ↓ -99% |
| Aetna | EBR ASO | $10.00 | ↓ -98% |
| Cigna | Commercial | $10.00 | ↓ -98% |
| Highmark Wholecare (prev Gateway) | Medicare | $12.50 | ↓ -97% |
| PA Health & Wellness | PA Medicaid HMO | $13.75 | ↓ -97% |
| Aetna | EBR FI | $14.50 | ↓ -97% |
| Aetna | Neighborhood Network | $15.00 | ↓ -97% |
| Aetna | Home Depot Employer Group | $15.43 | ↓ -97% |
| Aetna | NBR ASO/FI | $15.75 | ↓ -97% |
| Cigna | New Business ASO | $15.75 | ↓ -97% |
| InterGroup | PPO | $16.25 | ↓ -97% |
| Coventry/First Health | Commercial | $17.50 | ↓ -96% |
| Health Coalition Partners | PPO | $18.00 | ↓ -96% |
| Private Health Care Systems | PPO | $20.00 | ↓ -96% |
| Humana | Commercial | $21.25 | ↓ -96% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $124.32 | ↓ -75% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $153.17 | ↓ -69% |
| UPMC Health Plan | Commercial | $506.68 | ↑ +2% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Gw stiffened micro access kit at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $8,575.20 | $9.25 – $330.63 |
| UPMC Muncy | Muncy | $850.80 | $4.80 – $28.80 |
| UPMC Passavant-McCandless | Pittsburgh | $12,466.20 | $5.75 – $607.60 |
| UPMC Presbyterian | Pittsburgh | $15,680.40 | $1.80 – $676.98 |
| UPMC Somerset | Somerset | $1,252.80 | $10.63 – $250.79 |
| UPMC St. Margaret | Pittsburgh | $3,215.40 | $11.25 – $513.79 |
| UPMC Wellsboro | Wellsboro | $1,028.80 | $1.62 – $244.34 |
| UPMC Williamsport | Williamsport | $3,307.80 | $1.08 – $38.80 |