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Ghs mbp at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$112.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$188.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.60 with UPMC Health Plan vs $159.80 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $15.60 ↓ -86%
UPMC Health Plan Managed Medicaid $16.50 ↓ -85%
UPMC Work Partners Workers Comp $17.00 ↓ -85%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $17.20 ↓ -85%
Geisinger Medicaid/CHIP $17.20 ↓ -85%
United Healthcare Community Plan for Families Unison Kids $17.25 ↓ -85%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $17.61 ↓ -84%
Aetna Medicare $17.72 ↓ -84%
Aetna Medicaid $18.00 ↓ -84%
United Healthcare Unison Advantage Non Special Needs $18.06 ↓ -84%
Aetna of PA Medicare $18.06 ↓ -84%
Highmark Wholecare (prev Gateway) Medicare $18.57 ↓ -84%
AmeriHealth Caritas Medicare $18.58 ↓ -84%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $18.58 ↓ -84%
United Healthcare Unison Advantage Special Needs $18.92 ↓ -83%
Highmark Wholecare (prev Gateway) Medicaid $22.25 ↓ -80%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $23.42 ↓ -79%
PA Health & Wellness PA Medicaid HMO $25.56 ↓ -77%
UPMC Health Plan Commercial $37.46 ↓ -67%
Cigna Commercial $75.20 ↓ -33%
Aetna EBR ASO $75.20 ↓ -33%
Aetna EBR FI $109.04 ↓ -3%
Aetna Neighborhood Network $112.80 ↑ +0%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $113.56 ↑ +1%
Aetna Home Depot Employer Group $116.00 ↑ +3%
Aetna NBR ASO/FI $118.44 ↑ +5%
Cigna New Business ASO $118.44 ↑ +5%
InterGroup PPO $122.20 ↑ +8%
Coventry/First Health Commercial $131.60 ↑ +17%
Health Coalition Partners PPO $135.36 ↑ +20%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $139.92 ↑ +24%
Private Health Care Systems PPO $150.40 ↑ +33%
Humana Commercial $159.80 ↑ +42%

Visitor-reported prices

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Ghs mbp at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $259.20 $15.98 – $367.20
UPMC Mercy Pittsburgh $171.60 $14.34 – $257.40
UPMC Muncy Muncy $209.40 $16.50 – $279.20
UPMC Presbyterian Pittsburgh $213.00 $15.00 – $301.75
UPMC Somerset Somerset $87.00 $16.50 – $108.75
UPMC St. Margaret Pittsburgh $491.40 $14.85 – $696.15
UPMC Wellsboro Wellsboro $252.80 $15.00 – $284.40
UPMC Williamsport Williamsport $209.40 $16.50 – $279.20

All Pennsylvania hospitals for this procedure →