healthcosts.net
Exc back les sbq <3 cm 21930 at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$138.60 with UPMC Health Plan vs $2,333.69 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $138.60 | — |
| United Healthcare Community Plan for Families | Unison Kids | $144.90 | — |
| Aetna | Medicaid | $151.20 | — |
| Highmark Wholecare (prev Gateway) | Medicaid | $186.86 | — |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $196.70 | — |
| PA Health & Wellness | PA Medicaid HMO | $214.73 | — |
| UPMC Work Partners | Workers Comp | $793.62 | — |
| UPMC Health Plan | Commercial | $1,094.53 | — |
| UPMC Health Plan | Managed Medicare | $1,400.89 | — |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $1,544.70 | — |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $1,581.46 | — |
| Aetna | Medicare | $1,591.04 | — |
| Aetna of PA | Medicare | $1,621.93 | — |
| United Healthcare | Unison Advantage Non Special Needs | $1,621.93 | — |
| Highmark Wholecare (prev Gateway) | Medicare | $1,668.12 | — |
| AmeriHealth Caritas | Medicare | $1,668.28 | — |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,668.28 | — |
| United Healthcare | Unison Advantage Special Needs | $1,699.17 | — |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $1,894.12 | — |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $2,333.69 | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
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Exc back les sbq <3 cm 21930 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Presbyterian | Pittsburgh | $5,356.20 | $138.60 – $7,587.95 |
| UPMC St. Margaret | Pittsburgh | $3,529.20 | $138.60 – $4,999.70 |
| UPMC Mercy | Pittsburgh | not published | $138.60 – $1,699.17 |