healthcosts.net
Colonoscopy stoma w/snare 44394 at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$3,373.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,623.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$809.52 with UPMC Health Plan vs $4,779.55 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Commercial | $809.52 | ↓ -76% |
| UPMC Health Plan | Managed Medicare | $1,019.46 | ↓ -70% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $1,124.11 | ↓ -67% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $1,150.86 | ↓ -66% |
| Aetna | Medicare | $1,157.83 | ↓ -66% |
| UPMC Work Partners | Workers Comp | $1,174.89 | ↓ -65% |
| Aetna of PA | Medicare | $1,180.32 | ↓ -65% |
| United Healthcare | Unison Advantage Non Special Needs | $1,180.32 | ↓ -65% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,213.93 | ↓ -64% |
| AmeriHealth Caritas | Medicare | $1,214.04 | ↓ -64% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,214.04 | ↓ -64% |
| United Healthcare | Unison Advantage Special Needs | $1,236.52 | ↓ -63% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $1,414.58 | ↓ -58% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $1,742.87 | ↓ -48% |
| Aetna | EBR ASO | $2,249.20 | ↓ -33% |
| Cigna | Commercial | $2,249.20 | ↓ -33% |
| PA Health & Wellness | PA Medicaid HMO | $3,092.65 | ↓ -8% |
| Aetna | EBR FI | $3,261.34 | ↓ -3% |
| Aetna | Neighborhood Network | $3,373.80 | ↑ +0% |
| Aetna | Home Depot Employer Group | $3,469.39 | ↑ +3% |
| Aetna | NBR ASO/FI | $3,542.49 | ↑ +5% |
| Cigna | New Business ASO | $3,542.49 | ↑ +5% |
| InterGroup | PPO | $3,654.95 | ↑ +8% |
| Coventry/First Health | Commercial | $3,936.10 | ↑ +17% |
| Health Coalition Partners | PPO | $4,048.56 | ↑ +20% |
| Private Health Care Systems | PPO | $4,498.40 | ↑ +33% |
| Humana | Commercial | $4,779.55 | ↑ +42% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy stoma w/snare 44394 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $2,873.40 | $550.23 – $4,070.65 |
| UPMC Mercy | Pittsburgh | $2,449.80 | $444.00 – $3,674.70 |
| UPMC Presbyterian | Pittsburgh | $4,024.20 | $550.23 – $5,700.95 |
| UPMC St. Margaret | Pittsburgh | $2,854.80 | $550.23 – $4,044.30 |
| UPMC Wellsboro | Wellsboro | $3,933.60 | $885.06 – $4,425.30 |
| UPMC Williamsport | Williamsport | $3,252.60 | $993.28 – $4,336.80 |