healthcosts.net
Chromosome analysis 5 at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$2,955.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,926.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$239.73 with UPMC Health Plan vs $4,187.10 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $239.73 | ↓ -92% |
| UPMC Work Partners | Workers Comp | $261.25 | ↓ -91% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $264.34 | ↓ -91% |
| Geisinger | Medicaid/CHIP | $264.34 | ↓ -91% |
| UPMC Health Plan | Managed Medicaid | $268.66 | ↓ -91% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $270.63 | ↓ -91% |
| Aetna | Medicare | $272.27 | ↓ -91% |
| United Healthcare | Unison Advantage Non Special Needs | $277.56 | ↓ -91% |
| Aetna of PA | Medicare | $277.56 | ↓ -91% |
| United Healthcare Community Plan for Families | Unison Kids | $280.88 | ↓ -90% |
| Highmark Wholecare (prev Gateway) | Medicare | $285.46 | ↓ -90% |
| AmeriHealth Caritas | Medicare | $285.49 | ↓ -90% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $285.49 | ↓ -90% |
| United Healthcare | Unison Advantage Special Needs | $290.77 | ↓ -90% |
| Aetna | Medicaid | $293.09 | ↓ -90% |
| Highmark Wholecare (prev Gateway) | Medicaid | $362.21 | ↓ -88% |
| UPMC Health Plan | Commercial | $379.51 | ↓ -87% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $381.28 | ↓ -87% |
| PA Health & Wellness | PA Medicaid HMO | $416.23 | ↓ -86% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $1,246.79 | ↓ -58% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $1,536.14 | ↓ -48% |
| Cigna | Commercial | $1,970.40 | ↓ -33% |
| Aetna | EBR ASO | $1,970.40 | ↓ -33% |
| Aetna | EBR FI | $2,857.08 | ↓ -3% |
| Aetna | Neighborhood Network | $2,955.60 | ↑ +0% |
| Aetna | Home Depot Employer Group | $3,039.34 | ↑ +3% |
| Aetna | NBR ASO/FI | $3,103.38 | ↑ +5% |
| Cigna | New Business ASO | $3,103.38 | ↑ +5% |
| InterGroup | PPO | $3,201.90 | ↑ +8% |
| Coventry/First Health | Commercial | $3,448.20 | ↑ +17% |
| Health Coalition Partners | PPO | $3,546.72 | ↑ +20% |
| Private Health Care Systems | PPO | $3,940.80 | ↑ +33% |
| Humana | Commercial | $4,187.10 | ↑ +42% |
Visitor-reported prices
Comments
Chromosome analysis 5 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $2,224.80 | $245.65 – $3,151.80 |
| UPMC Presbyterian | Pittsburgh | $3,701.40 | $244.24 – $5,243.65 |