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Cholangiography and/or pancreatography intraoperative supervision & interpretation at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$516.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$861.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$105.33 with UPMC Health Plan vs $731.85 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
UPMC Health Plan Commercial $105.33 ↓ -80%
UPMC Work Partners Workers Comp $113.71 ↓ -78%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $145.07 ↓ -72%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $178.73 ↓ -65%
Aetna Medicare $215.25 ↓ -58%
Aetna EBR ASO $344.40 ↓ -33%
Cigna Commercial $344.40 ↓ -33%
Highmark Wholecare (prev Gateway) Medicare $430.50 ↓ -17%
PA Health & Wellness PA Medicaid HMO $473.55 ↓ -8%
Aetna EBR FI $499.38 ↓ -3%
Aetna Neighborhood Network $516.60 ↑ +0%
Aetna Home Depot Employer Group $531.24 ↑ +3%
Aetna NBR ASO/FI $542.43 ↑ +5%
Cigna New Business ASO $542.43 ↑ +5%
InterGroup PPO $559.65 ↑ +8%
Coventry/First Health Commercial $602.70 ↑ +17%
Health Coalition Partners PPO $619.92 ↑ +20%
Private Health Care Systems PPO $688.80 ↑ +33%
Humana Commercial $731.85 ↑ +42%

Visitor-reported prices

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Cholangiography and/or pancreatography intraoperative supervision & interpretation at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $306.00 $56.43 – $433.50
UPMC Mercy Pittsburgh $273.00 $55.89 – $409.50
UPMC Muncy Muncy $982.80 $121.79 – $1,310.40
UPMC Presbyterian Pittsburgh $468.00 $56.43 – $663.00
UPMC Somerset Somerset $1,026.60 $55.33 – $1,283.25
UPMC St. Margaret Pittsburgh $298.80 $56.43 – $423.30
UPMC Wellsboro Wellsboro $1,188.80 $112.07 – $1,337.40
UPMC Williamsport Williamsport $982.80 $121.79 – $1,310.40

All Pennsylvania hospitals for this procedure →