healthcosts.net
An cholangiogram percutaneous compl at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$3,342.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,570.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$85.71 with UPMC Health Plan vs $6,368.22 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $85.71 | ↓ -97% |
| United Healthcare Community Plan for Families | Unison Kids | $89.61 | ↓ -97% |
| Aetna | Medicaid | $93.50 | ↓ -97% |
| Highmark Wholecare (prev Gateway) | Medicaid | $115.56 | ↓ -97% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $121.64 | ↓ -96% |
| PA Health & Wellness | PA Medicaid HMO | $132.79 | ↓ -96% |
| UPMC Work Partners | Workers Comp | $478.03 | ↓ -86% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $647.81 | ↓ -81% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $798.15 | ↓ -76% |
| Cigna | Commercial | $2,228.00 | ↓ -33% |
| Aetna | EBR ASO | $2,228.00 | ↓ -33% |
| UPMC Health Plan | Managed Medicare | $3,051.30 | ↓ -9% |
| Aetna | EBR FI | $3,230.60 | ↓ -3% |
| Aetna | Neighborhood Network | $3,342.00 | ↑ +0% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $3,364.54 | ↑ +1% |
| Aetna | Home Depot Employer Group | $3,436.69 | ↑ +3% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $3,444.62 | ↑ +3% |
| Aetna | Medicare | $3,465.48 | ↑ +4% |
| Aetna | NBR ASO/FI | $3,509.10 | ↑ +5% |
| Cigna | New Business ASO | $3,509.10 | ↑ +5% |
| United Healthcare | Unison Advantage Non Special Needs | $3,532.77 | ↑ +6% |
| Aetna of PA | Medicare | $3,532.77 | ↑ +6% |
| InterGroup | PPO | $3,620.50 | ↑ +8% |
| Highmark Wholecare (prev Gateway) | Medicare | $3,633.37 | ↑ +9% |
| AmeriHealth Caritas | Medicare | $3,633.70 | ↑ +9% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $3,633.70 | ↑ +9% |
| United Healthcare | Unison Advantage Special Needs | $3,700.99 | ↑ +11% |
| Coventry/First Health | Commercial | $3,899.00 | ↑ +17% |
| Health Coalition Partners | PPO | $4,010.40 | ↑ +20% |
| Private Health Care Systems | PPO | $4,456.00 | ↑ +33% |
| Humana | Commercial | $4,734.50 | ↑ +42% |
| UPMC Health Plan | Commercial | $6,368.22 | ↑ +91% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
An cholangiogram percutaneous compl at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $3,542.40 | $85.71 – $5,018.40 |
| UPMC Mercy | Pittsburgh | $3,342.00 | $85.71 – $5,013.00 |
| UPMC Muncy | Muncy | $694.80 | $85.71 – $993.28 |
| UPMC Presbyterian | Pittsburgh | $8,599.80 | $85.71 – $12,183.05 |
| UPMC Somerset | Somerset | $7,069.80 | $85.71 – $8,837.25 |
| UPMC St. Margaret | Pittsburgh | $3,342.00 | $85.71 – $4,734.50 |
| UPMC Wellsboro | Wellsboro | $840.00 | $85.71 – $993.28 |
| UPMC Williamsport | Williamsport | $2,636.40 | $85.71 – $3,515.20 |