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X-ray ribs 2 views left at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$405.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$675.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.15 with UPMC Health Plan vs $573.75 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $29.15 ↓ -93%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $29.15 ↓ -93%
UPMC Health Plan Commercial $35.50 ↓ -91%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $38.84 ↓ -90%
Highmark Wholecare (prev Gateway) Medicaid $39.30 ↓ -90%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $41.37 ↓ -90%
PA Health & Wellness PA Medicaid HMO $45.16 ↓ -89%
UPMC Health Plan Managed Medicare $72.48 ↓ -82%
UPMC Work Partners Workers Comp $84.82 ↓ -79%
Highmark BCBS of PA Managed Care - Social Mission $86.48 ↓ -79%
Aetna of PA Medicare $88.15 ↓ -78%
Highmark Wholecare (prev Gateway) Medicare $90.66 ↓ -78%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $90.67 ↓ -78%
Aetna Medicare $92.34 ↓ -77%
Highmark BCBS of PA Commercial - Social Mission Indemnity $112.43 ↓ -72%
Highmark BCBS of PA Managed Care $115.83 ↓ -71%
Highmark BCBS of PA Commercial - Indemnity $150.57 ↓ -63%
Aetna Neighborhood Network $170.10 ↓ -58%
Aetna Home Depot Employer Group $184.95 ↓ -54%
Aetna NBR ASO/FI $189.00 ↓ -53%
Cigna New Business ASO $189.00 ↓ -53%
Highmark BCBS of PA UPMC Emergent $231.65 ↓ -43%
Aetna EBR FI $256.50 ↓ -37%
Aetna EBR ASO $270.00 ↓ -33%
Cigna Commercial $270.00 ↓ -33%
Coventry/First Health Commercial $472.50 ↑ +17%
Private Health Care Systems PPO $540.00 ↑ +33%
SelectCare Commercial $540.00 ↑ +33%
Humana Commercial $573.75 ↑ +42%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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X-ray ribs 2 views left at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $419.40 $29.15 – $594.15
UPMC Mercy Pittsburgh $456.60 $29.15 – $684.90
UPMC Presbyterian Pittsburgh $686.40 $19.80 – $972.40
UPMC Muncy Muncy $304.80 $21.12 – $406.40
UPMC Northwest Seneca $175.20 $29.15 – $248.20
UPMC Somerset Somerset $188.40 $18.98 – $235.50
UPMC Wellsboro Wellsboro $368.80 $21.12 – $414.90
UPMC Williamsport Williamsport $304.80 $21.12 – $406.40

All Pennsylvania hospitals for this procedure →