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Warde lipoprotein-associated phospholipase a2 at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$298.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$497.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.98 with UPMC Health Plan vs $422.45 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $39.98 ↓ -87%
UPMC Health Plan Managed Medicaid $41.73 ↓ -86%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $41.73 ↓ -86%
UPMC Work Partners Workers Comp $45.77 ↓ -85%
Aetna of PA Medicare $48.63 ↓ -84%
Highmark Wholecare (prev Gateway) Medicare $50.01 ↓ -83%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $50.01 ↓ -83%
Aetna Medicare $50.94 ↓ -83%
Highmark Wholecare (prev Gateway) Medicaid $56.27 ↓ -81%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $59.23 ↓ -80%
PA Health & Wellness PA Medicaid HMO $64.66 ↓ -78%
UPMC Health Plan Commercial $82.63 ↓ -72%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $89.00 ↓ -70%
Aetna Neighborhood Network $125.24 ↓ -58%
Aetna Home Depot Employer Group $136.18 ↓ -54%
Aetna NBR ASO/FI $139.16 ↓ -53%
Cigna New Business ASO $139.16 ↓ -53%
Highmark BCBS of PA Managed Care - Social Mission $154.72 ↓ -48%
Aetna EBR FI $188.86 ↓ -37%
Aetna EBR ASO $198.80 ↓ -33%
Cigna Commercial $198.80 ↓ -33%
Highmark BCBS of PA Managed Care $207.21 ↓ -31%
Highmark BCBS of PA Commercial - Social Mission Indemnity $257.60 ↓ -14%
Highmark BCBS of PA Commercial - Indemnity $345.00 ↑ +16%
Coventry/First Health Commercial $347.90 ↑ +17%
Private Health Care Systems PPO $397.60 ↑ +33%
SelectCare Commercial $397.60 ↑ +33%
Highmark BCBS of PA UPMC Emergent $414.41 ↑ +39%
Humana Commercial $422.45 ↑ +42%

Visitor-reported prices

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Warde lipoprotein-associated phospholipase a2 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $198.60 $41.73 – $281.35
UPMC Mercy Pittsburgh $200.40 $38.60 – $300.60
UPMC Presbyterian Pittsburgh $824.40 $37.94 – $1,167.90
UPMC Muncy Muncy $266.40 $41.73 – $355.20
UPMC Northwest Seneca $181.80 $41.73 – $257.55
UPMC Somerset Somerset $234.60 $41.73 – $293.25
UPMC Wellsboro Wellsboro $322.40 $37.94 – $362.70
UPMC Williamsport Williamsport $266.40 $41.73 – $355.20

All Pennsylvania hospitals for this procedure →