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Warde estrogen fractionated at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$378.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$631.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.20 with UPMC Health Plan vs $536.35 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $24.20 ↓ -94%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $24.20 ↓ -94%
UPMC Health Plan Managed Medicare $27.89 ↓ -93%
UPMC Work Partners Workers Comp $31.92 ↓ -92%
Highmark Wholecare (prev Gateway) Medicaid $32.63 ↓ -91%
Aetna of PA Medicare $33.91 ↓ -91%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $34.34 ↓ -91%
Highmark Wholecare (prev Gateway) Medicare $34.88 ↓ -91%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $34.88 ↓ -91%
Aetna Medicare $35.53 ↓ -91%
PA Health & Wellness PA Medicaid HMO $37.49 ↓ -90%
UPMC Health Plan Commercial $73.03 ↓ -81%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $88.61 ↓ -77%
Highmark BCBS of PA Managed Care - Social Mission $154.03 ↓ -59%
Aetna Neighborhood Network $159.01 ↓ -58%
Aetna Home Depot Employer Group $172.89 ↓ -54%
Aetna NBR ASO/FI $176.68 ↓ -53%
Cigna New Business ASO $176.68 ↓ -53%
Highmark BCBS of PA Managed Care $206.29 ↓ -46%
Aetna EBR FI $239.78 ↓ -37%
Aetna EBR ASO $252.40 ↓ -33%
Cigna Commercial $252.40 ↓ -33%
Highmark BCBS of PA Commercial - Social Mission Indemnity $256.46 ↓ -32%
Highmark BCBS of PA Commercial - Indemnity $343.47 ↓ -9%
Highmark BCBS of PA UPMC Emergent $412.58 ↑ +9%
Coventry/First Health Commercial $441.70 ↑ +17%
Private Health Care Systems PPO $504.80 ↑ +33%
SelectCare Commercial $504.80 ↑ +33%
Humana Commercial $536.35 ↑ +42%

Visitor-reported prices

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Warde estrogen fractionated at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $322.20 $24.20 – $456.45
UPMC Mercy Pittsburgh $345.60 $24.20 – $518.40
UPMC Presbyterian Pittsburgh $491.40 $22.00 – $696.15
UPMC Muncy Muncy $292.20 $24.20 – $389.60
UPMC Northwest Seneca $298.80 $24.20 – $423.30
UPMC Somerset Somerset $163.80 $24.20 – $204.75
UPMC Wellsboro Wellsboro $353.60 $22.00 – $397.80
UPMC Williamsport Williamsport $292.20 $24.20 – $389.60

All Pennsylvania hospitals for this procedure →