healthcosts.net
Tgsap so/hl 51/< rna alys at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$2,157.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,596.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$906.19 with Aetna vs $5,469.96 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Neighborhood Network | $906.19 | ↓ -58% |
| Aetna | Home Depot Employer Group | $985.30 | ↓ -54% |
| Aetna | NBR ASO/FI | $1,006.88 | ↓ -53% |
| Cigna | New Business ASO | $1,006.88 | ↓ -53% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $1,174.76 | ↓ -46% |
| Aetna | EBR FI | $1,366.48 | ↓ -37% |
| Aetna | EBR ASO | $1,438.40 | ↓ -33% |
| Cigna | Commercial | $1,438.40 | ↓ -33% |
| UPMC Health Plan | Commercial | $1,763.84 | ↓ -18% |
| Highmark BCBS of PA | Managed Care - Social Mission | $2,042.14 | ↓ -5% |
| Coventry/First Health | Commercial | $2,517.20 | ↑ +17% |
| UPMC Health Plan | Managed Medicare | $2,520.78 | ↑ +17% |
| UPMC Health Plan | Managed Medicaid | $2,569.25 | ↑ +19% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $2,569.25 | ↑ +19% |
| Highmark BCBS of PA | Managed Care | $2,734.98 | ↑ +27% |
| Private Health Care Systems | PPO | $2,876.80 | ↑ +33% |
| SelectCare | Commercial | $2,876.80 | ↑ +33% |
| UPMC Work Partners | Workers Comp | $2,885.51 | ↑ +34% |
| Humana | Commercial | $3,056.60 | ↑ +42% |
| Aetna of PA | Medicare | $3,065.58 | ↑ +42% |
| Highmark Wholecare (prev Gateway) | Medicare | $3,152.88 | ↑ +46% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $3,153.17 | ↑ +46% |
| Aetna | Medicare | $3,211.56 | ↑ +49% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $3,400.15 | ↑ +58% |
| Highmark Wholecare (prev Gateway) | Medicaid | $3,463.81 | ↑ +61% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $3,646.23 | ↑ +69% |
| PA Health & Wellness | PA Medicaid HMO | $3,980.47 | ↑ +84% |
| Highmark BCBS of PA | Commercial - Indemnity | $4,553.75 | ↑ +111% |
| Highmark BCBS of PA | UPMC Emergent | $5,469.96 | ↑ +154% |
Visitor-reported prices
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Tgsap so/hl 51/< rna alys at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $8,626.80 | $1,174.76 – $3,211.56 |
| UPMC Mercy | Pittsburgh | $2,157.60 | $1,003.28 – $3,236.40 |
| UPMC Presbyterian | Pittsburgh | $8,626.80 | $1,174.76 – $3,635.95 |
| UPMC Williamsport | Williamsport | $2,116.80 | $1,333.58 – $3,153.17 |