healthcosts.net

Shave sgl skin lsn s/n/h/f/g >2cm at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$1,847.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,079.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.00 with UPMC Health Plan vs $2,617.15 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $55.00 ↓ -97%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $55.00 ↓ -97%
Highmark Wholecare (prev Gateway) Medicaid $74.15 ↓ -96%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $78.06 ↓ -96%
PA Health & Wellness PA Medicaid HMO $85.21 ↓ -95%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $337.77 ↓ -82%
UPMC Work Partners Workers Comp $359.59 ↓ -81%
UPMC Health Plan Commercial $478.83 ↓ -74%
Highmark BCBS of PA Managed Care - Social Mission $752.04 ↓ -59%
Aetna Medicare $769.75 ↓ -58%
Aetna Neighborhood Network $775.91 ↓ -58%
Aetna Home Depot Employer Group $843.65 ↓ -54%
Aetna NBR ASO/FI $862.12 ↓ -53%
Cigna New Business ASO $862.12 ↓ -53%
Highmark BCBS of PA Commercial - Social Mission Indemnity $977.62 ↓ -47%
Highmark BCBS of PA Managed Care $1,007.19 ↓ -45%
Aetna EBR FI $1,170.02 ↓ -37%
Aetna EBR ASO $1,231.60 ↓ -33%
Cigna Commercial $1,231.60 ↓ -33%
Highmark BCBS of PA Commercial - Indemnity $1,309.30 ↓ -29%
Highmark Wholecare (prev Gateway) Medicare $1,539.50 ↓ -17%
Highmark BCBS of PA UPMC Emergent $2,014.38 ↑ +9%
Coventry/First Health Commercial $2,155.30 ↑ +17%
Private Health Care Systems PPO $2,463.20 ↑ +33%
SelectCare Commercial $2,463.20 ↑ +33%
Humana Commercial $2,617.15 ↑ +42%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Shave sgl skin lsn s/n/h/f/g >2cm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Presbyterian Pittsburgh $2,521.80 $55.00 – $3,572.55

All Pennsylvania hospitals for this procedure →