healthcosts.net
Sarscov coronavirus ag ia at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$34.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$58.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.62 with Aetna vs $395.19 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Neighborhood Network | $14.62 | ↓ -58% |
| Aetna | Home Depot Employer Group | $15.89 | ↓ -54% |
| Aetna | NBR ASO/FI | $16.24 | ↓ -53% |
| Cigna | New Business ASO | $16.24 | ↓ -53% |
| Aetna | EBR FI | $22.04 | ↓ -37% |
| Aetna | EBR ASO | $23.20 | ↓ -33% |
| Cigna | Commercial | $23.20 | ↓ -33% |
| UPMC Health Plan | Commercial | $29.04 | ↓ -17% |
| UPMC Health Plan | Managed Medicare | $30.50 | ↓ -12% |
| UPMC Work Partners | Workers Comp | $34.92 | ↑ +0% |
| Aetna of PA | Medicare | $37.10 | ↑ +7% |
| Highmark Wholecare (prev Gateway) | Medicare | $38.15 | ↑ +10% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $38.16 | ↑ +10% |
| UPMC Health Plan | Managed Medicaid | $38.43 | ↑ +10% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $38.43 | ↑ +10% |
| Aetna | Medicare | $38.86 | ↑ +12% |
| Coventry/First Health | Commercial | $40.60 | ↑ +17% |
| Private Health Care Systems | PPO | $46.40 | ↑ +33% |
| SelectCare | Commercial | $46.40 | ↑ +33% |
| Humana | Commercial | $49.30 | ↑ +42% |
| Highmark Wholecare (prev Gateway) | Medicaid | $51.82 | ↑ +49% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $54.54 | ↑ +57% |
| PA Health & Wellness | PA Medicaid HMO | $59.54 | ↑ +71% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $84.87 | ↑ +144% |
| Highmark BCBS of PA | Managed Care - Social Mission | $147.54 | ↑ +324% |
| Highmark BCBS of PA | Managed Care | $197.60 | ↑ +468% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $245.65 | ↑ +606% |
| Highmark BCBS of PA | Commercial - Indemnity | $329.00 | ↑ +845% |
| Highmark BCBS of PA | UPMC Emergent | $395.19 | ↑ +1036% |
Visitor-reported prices
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Sarscov coronavirus ag ia at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $34.80 | $16.18 – $84.07 |
| UPMC Passavant-McCandless | Pittsburgh | $39.00 | $19.72 – $84.87 |
| UPMC Presbyterian | Pittsburgh | $34.80 | $14.50 – $84.87 |
| UPMC Western Psychiatric | Pittsburgh | $34.80 | $17.23 – $83.17 |
| UPMC Muncy | Muncy | $34.80 | $8.70 – $46.40 |
| UPMC Northwest | Seneca | $34.80 | $23.20 – $49.30 |
| UPMC Somerset | Somerset | $84.60 | $34.92 – $105.75 |
| UPMC Wellsboro | Wellsboro | $46.40 | $10.44 – $52.69 |