healthcosts.net
Rpr aa hrn 1st < 3 ncr/strn at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$187.48 with Highmark BCBS of PA vs $6,118.60 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $187.48 | — |
| Highmark BCBS of PA | Managed Care - Social Mission | $417.42 | — |
| UPMC Work Partners | Workers Comp | $478.93 | — |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $542.63 | — |
| Highmark BCBS of PA | Managed Care | $559.05 | — |
| Highmark BCBS of PA | Commercial - Indemnity | $726.74 | — |
| Highmark BCBS of PA | UPMC Emergent | $1,118.09 | — |
| UPMC Health Plan | Commercial | $2,832.80 | — |
| UPMC Health Plan | Managed Medicare | $4,802.54 | — |
| Aetna of PA | Medicare | $5,840.48 | — |
| Highmark Wholecare (prev Gateway) | Medicare | $6,006.79 | — |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $6,007.35 | — |
| Aetna | Medicare | $6,118.60 | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Rpr aa hrn 1st < 3 ncr/strn at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $10,089.00 | $187.48 – $14,292.75 |
| UPMC Presbyterian | Pittsburgh | $13,452.60 | $187.48 – $19,057.85 |
| UPMC Somerset | Somerset | $11,428.80 | $183.83 – $14,286.00 |
| UPMC Northwest | Seneca | not published | $478.93 – $6,007.35 |
| UPMC Wellsboro | Wellsboro | not published | $478.93 – $993.28 |
| UPMC Williamsport | Williamsport | not published | $478.93 – $6,007.35 |