healthcosts.net

Red blood cells each unit at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$378.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$631.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.00 with UPMC Health Plan vs $2,959.25 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $33.00 ↓ -91%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $33.00 ↓ -91%
Highmark Wholecare (prev Gateway) Medicaid $44.49 ↓ -88%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $46.83 ↓ -88%
PA Health & Wellness PA Medicaid HMO $51.13 ↓ -86%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $81.70 ↓ -78%
UPMC Health Plan Managed Medicare $118.80 ↓ -69%
Highmark BCBS of PA Managed Care - Social Mission $142.03 ↓ -62%
Aetna of PA Medicare $144.47 ↓ -62%
Highmark Wholecare (prev Gateway) Medicare $148.58 ↓ -61%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $148.60 ↓ -61%
Aetna Medicare $151.35 ↓ -60%
Aetna Neighborhood Network $159.01 ↓ -58%
Aetna Home Depot Employer Group $172.89 ↓ -54%
Aetna NBR ASO/FI $176.68 ↓ -53%
Cigna New Business ASO $176.68 ↓ -53%
UPMC Work Partners Workers Comp $189.29 ↓ -50%
Highmark BCBS of PA Managed Care $190.21 ↓ -50%
Highmark BCBS of PA Commercial - Social Mission Indemnity $236.47 ↓ -38%
Aetna EBR FI $239.78 ↓ -37%
Aetna EBR ASO $252.40 ↓ -33%
Cigna Commercial $252.40 ↓ -33%
Highmark BCBS of PA Commercial - Indemnity $316.71 ↓ -16%
Highmark BCBS of PA UPMC Emergent $380.43 ↑ +0%
Coventry/First Health Commercial $441.70 ↑ +17%
Private Health Care Systems PPO $504.80 ↑ +33%
SelectCare Commercial $504.80 ↑ +33%
Humana Commercial $536.35 ↑ +42%
UPMC Health Plan Commercial $2,959.25 ↑ +682%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Red blood cells each unit at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $630.00 $33.00 – $945.00
UPMC Passavant-McCandless Pittsburgh $384.00 $33.00 – $225.25
UPMC Presbyterian Pittsburgh $2,500.80 $33.00 – $3,542.80
UPMC Muncy Muncy $759.60 $33.00 – $1,012.80
UPMC Northwest Seneca $1,855.20 $33.00 – $2,628.20
UPMC Somerset Somerset $200.40 $33.00 – $250.50
UPMC Wellsboro Wellsboro $919.20 $33.00 – $629.10
UPMC Williamsport Williamsport $759.60 $33.00 – $1,012.80

All Pennsylvania hospitals for this procedure →