healthcosts.net
Quant diff pulm perf and vent w/imaging at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$2,908.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,848.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$245.43 with UPMC Health Plan vs $4,120.80 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $245.43 | ↓ -92% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $245.43 | ↓ -92% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $309.15 | ↓ -89% |
| Highmark Wholecare (prev Gateway) | Medicaid | $330.89 | ↓ -89% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $348.31 | ↓ -88% |
| PA Health & Wellness | PA Medicaid HMO | $380.24 | ↓ -87% |
| UPMC Work Partners | Workers Comp | $411.18 | ↓ -86% |
| UPMC Health Plan | Managed Medicare | $443.08 | ↓ -85% |
| Aetna of PA | Medicare | $538.84 | ↓ -81% |
| Highmark Wholecare (prev Gateway) | Medicare | $554.18 | ↓ -81% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $554.23 | ↓ -81% |
| Aetna | Medicare | $564.50 | ↓ -81% |
| Highmark BCBS of PA | Managed Care - Social Mission | $688.33 | ↓ -76% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $894.79 | ↓ -69% |
| Highmark BCBS of PA | Managed Care | $921.86 | ↓ -68% |
| UPMC Health Plan | Commercial | $1,065.44 | ↓ -63% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,198.38 | ↓ -59% |
| Aetna | Neighborhood Network | $1,221.70 | ↓ -58% |
| Aetna | Home Depot Employer Group | $1,328.35 | ↓ -54% |
| Aetna | NBR ASO/FI | $1,357.44 | ↓ -53% |
| Cigna | New Business ASO | $1,357.44 | ↓ -53% |
| Aetna | EBR FI | $1,842.24 | ↓ -37% |
| Highmark BCBS of PA | UPMC Emergent | $1,843.72 | ↓ -37% |
| Aetna | EBR ASO | $1,939.20 | ↓ -33% |
| Cigna | Commercial | $1,939.20 | ↓ -33% |
| Coventry/First Health | Commercial | $3,393.60 | ↑ +17% |
| Private Health Care Systems | PPO | $3,878.40 | ↑ +33% |
| SelectCare | Commercial | $3,878.40 | ↑ +33% |
| Humana | Commercial | $4,120.80 | ↑ +42% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Quant diff pulm perf and vent w/imaging at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $2,655.60 | $245.43 – $3,762.10 |
| UPMC Presbyterian | Pittsburgh | $3,618.00 | $230.81 – $5,125.50 |
| UPMC Muncy | Muncy | $3,089.40 | $245.43 – $4,119.20 |
| UPMC Northwest | Seneca | $2,878.80 | $245.43 – $4,078.30 |
| UPMC Somerset | Somerset | $1,574.40 | $221.19 – $1,968.00 |
| UPMC Wellsboro | Wellsboro | $3,736.00 | $245.43 – $4,203.00 |
| UPMC Williamsport | Williamsport | $3,089.40 | $245.43 – $4,119.20 |