healthcosts.net
Pulse ox multiple at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$201.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$335.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4.25 with UPMC Health Plan vs $284.75 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $4.25 | ↓ -98% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $4.25 | ↓ -98% |
| Highmark Wholecare (prev Gateway) | Medicaid | $5.72 | ↓ -97% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $6.03 | ↓ -97% |
| PA Health & Wellness | PA Medicaid HMO | $6.58 | ↓ -97% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $17.00 | ↓ -92% |
| UPMC Work Partners | Workers Comp | $43.53 | ↓ -78% |
| Highmark BCBS of PA | Managed Care - Social Mission | $44.41 | ↓ -78% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $49.21 | ↓ -76% |
| UPMC Health Plan | Commercial | $53.05 | ↓ -74% |
| Highmark BCBS of PA | Managed Care | $59.48 | ↓ -70% |
| Highmark BCBS of PA | Commercial - Indemnity | $65.90 | ↓ -67% |
| Aetna | Medicare | $83.75 | ↓ -58% |
| Aetna | Neighborhood Network | $84.42 | ↓ -58% |
| Aetna | Home Depot Employer Group | $91.79 | ↓ -54% |
| Aetna | NBR ASO/FI | $93.80 | ↓ -53% |
| Cigna | New Business ASO | $93.80 | ↓ -53% |
| Highmark BCBS of PA | UPMC Emergent | $118.95 | ↓ -41% |
| Aetna | EBR FI | $127.30 | ↓ -37% |
| Aetna | EBR ASO | $134.00 | ↓ -33% |
| Cigna | Commercial | $134.00 | ↓ -33% |
| Highmark Wholecare (prev Gateway) | Medicare | $167.50 | ↓ -17% |
| Coventry/First Health | Commercial | $234.50 | ↑ +17% |
| Private Health Care Systems | PPO | $268.00 | ↑ +33% |
| SelectCare | Commercial | $268.00 | ↑ +33% |
| Humana | Commercial | $284.75 | ↑ +42% |
Visitor-reported prices
Comments
Pulse ox multiple at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $251.40 | $4.25 – $377.10 |
| UPMC Passavant-McCandless | Pittsburgh | $416.40 | $4.25 – $589.90 |
| UPMC Presbyterian | Pittsburgh | $393.60 | $4.25 – $557.60 |
| UPMC Muncy | Muncy | $388.20 | $4.25 – $517.60 |
| UPMC Northwest | Seneca | $97.20 | $4.25 – $137.70 |
| UPMC Somerset | Somerset | $102.00 | $4.25 – $127.50 |
| UPMC Wellsboro | Wellsboro | $469.60 | $4.25 – $503.10 |
| UPMC Williamsport | Williamsport | $388.20 | $4.25 – $517.60 |